Offer at a glance
- Maximum bonus amount:
- Availability:Â MI only
- Direct deposit required: Yes $250+
- Additional requirements:Â See below
- Hard/soft pull:Â Unknown
- ChexSystems:Â Unknown
- Credit card funding:Â Unknown
- Monthly fees:Â None
- Early account termination fee:Â Unknown
- Household limit:Â None
The Offer
- First United Credit Union has a rewards checking account. This offers 4% APY on balances up to $10,000 when the following requirements are met:
- Direct Deposit at least $250 monthly into your Checking accounts
- Minimum of 10 debit card signature based transactions per month
- Minimum of four logins to online banking per month
- Sign up for eStatements, eNotices and eAlerts
- There is also a referral bonus of $50
The Fine Print
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about.
Our Verdict
Nice maximum limit of $10,000, feel free to share your referrals in the comments below. Just let us know if it’s a hard or soft pull as well.
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DP push from Ally worked.
It’s been a very frustrating experience. Very unprofessional people at this place. I might scrap it despite the hard pull.
DP it’s a hard pull Transunion. I said no to overdraft.
Tried OOS last month. Crickets. Called and you can’t open OOS. lol