Deal has ended, view more bank account bonuses by clicking here.
Offer at a glance
- Maximum bonus amount:Â $100
- Availability:Â Â 17 counties in Michigan
- Direct deposit required:Â Yes, $250+
- Additional requirements:Â None
- Hard/soft pull:Â Unknown
- ChexSystems: Unknown
- Credit card funding:Â Unknown
- Monthly fees:Â None
- Early account termination fee:Â Unknown
- Household limit:Â None
- Expiration date:Â 5/31/24
Contents
The Offer
Direct link to offer (shows on homepage)
- Route 31 Credit Union is offering a $100 bonus of up to $100 when you open a new checking account and complete the following requirements:
- Receive a direct deposit of $250 or more after 30 days
The Fine Print
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about.
Early Account Termination Fee
I wasn’t able to find a fee schedule so unsure if there is any EATF.
Our Verdict
Small bonus but could be worth doing. Need to know if it’s a hard or soft pull before adding it to the best bank account bonuses.
Hat tip to ShawntheShawn
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
Parts of this great state–17 LP counties and I quote:
You are eligible to become a member of Route 31 Credit Union if you meet the following qualifications:
If you live, worship, work in, or attend school in any of the following 17 counties; Muskegon, Ottawa, Oceana, Newaygo, Antrim, Benzie, Gratiot, Kalkaska, Lake, Leelanau, Manistee, Mason, Mecosta, Missaukee, Montcalm, Osceola, or Wexford. If you have an Immediate Family Member* or Household Member** that is currently a member.If you are a spouse of persons who died within the field of membership of this credit union.If you volunteer in any of the counties listed above.If you are an employee of Route 31 Credit Union.If you are a business or legal entity located in the rural district of any of the counties listed above.