Offer at a glance
- Maximum bonus amount: $100
- Availability: Select MN counties
- Direct deposit required: Yes, $500+
- Additional requirements: See below
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: None
- Household limit: None
- Expiration date: None listed
Contents
The Offer
- City & County Credit Union is offering a $100 bonus when you open a new checking account and complete the following requirements:
- Use promo code BONUS
- Get $50 when you set up direct deposit totaling $500 or more
- Get $50 when you make 6 debit card transactions
The Fine Print
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
iSelect checking account has no monthly fees to worry about.
Early Account Termination Fee
I wasn’t able to find a fee schedule so unsure if there is any EATF or not.
Our Verdict
Not a huge bonus, but might be worth considering if you’ve already done the bigger bonuses available to you.
Hat tip to ShawntheShawn
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
Asked them if they pull Chex, they affirmed they do. Not worth the Chex hit for me for $100.
I did an online chat and asked if they hard pull. They said only they only do soft pulls for deposit accounts.
T&C says “ Earn $50 for one or more new ACH direct deposit(s) greater than or equal to $500 in the 60 calendar days from account opening (excludes digital wallet and income earned through self-employment or working an IRS-classified “Gig Economy” job).”
Might mean that they check against what occupation you enter when submitting the application.
Tried OOS but no eligibility criteria available for me, such as a foundation
Thanks doc!