Update 1/11/25: Deal is back until 12/31/2025. Hat tip to reader Cookie Monster
Update 4/4/24: Apparently nationwide with a donation.
Update 2/18/24: Deal is back and valid until 12/31/24. Hat tip to Mrs. Gee
Update 1/21/24: Coupon offer valid through 1/31/24
Update 10/7/23: Deal is back until 12/31/23.
Offer at a glance
- Maximum bonus amount:Â $200
- Availability:Â Must live, work or worship in:
- Anoka county
- Dakota county
- Hennepin county
- Ramsey county
- Washington county
- Direct deposit required:Â Yes, two direct deposits
- Additional requirements:Â None
- Hard/soft pull: Hard pull
- ChexSystems: Unknown
- Credit card funding:Â Unknown
- Monthly fees:Â None
- Early account termination fee:Â Six months, bonus forfeit
- Household limit:Â None listed
- Expiration date:Â September 4, 2023
Contents
The Offer
- Expedition Credit Union is offering a $200 checking bonus
- Receive two direct deposits totaling $600+
The Fine Print
- Receive a $200 Bonus upon opening a new Rewards Checking Account (either Cash Back Checking or High Yield Checking) between May 15, 2023 and September 4, 2023.
- Offer not valid for those who have or had a checking account with Expedition Credit Union in the last twelve (12) months.
- To qualify for the $200 offer, new checking account must receive two (2) automatic deposits from payroll, pension payment, social security, or other government payments from an outside employer or outside agency (branch deposits, Shared Branch deposits, bank-to-bank transfers, mobile deposits, ATM deposits, or person-to-person transactions do not qualify) totaling at least $600 within 120 days from account opening.
- Account must remain open for six (6) months.
- The $200 Bonus will be deposited into the Rewards Checking Account within 30 days after meeting the Automatic Deposit requirement.
- Expedition reserves the right to terminate bonus payout if the qualifications are not met, the account is not in good standing, or if the account does not remain open for at least six (6) months.
- Limit of one account per Member may be included in promotion.
- The incentive is subject to federal and state tax requirements.
- This offer is subject to end at Expedition’s discretion.
- Membership Share with a minimum of $5 opening deposit required and Checking Account requires an additional minimum of $5 opening deposit.
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about.
Early Account Termination Fee
Account must be kept open for six months otherwise bonus is forfeit.
Our Verdict
If anybody decides to sign up, please share if it’s a hard or soft pull to open.
Hat tip to Bockrr
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
OOS can be applied. The rep informed in chat “The only one is once account is approved. there is a $10 donation towards the Expedition Credit Union Foundation on top of the $5 membership share (savings) deposit”
They run Chex and Hard pull in Credit report will be used for Application approval.
People have already noted that it’s available OOS but the problem seems to be that they are Chex-sensitive. Are you going to try anyway?
Did P2P transfers (push, specifically Ally) work for anyone?
no successful DPs yet (faked or real)
It has been extended till 12/31/2025.
Credit card funding is allowed, at least online. Didn’t see what the limit was.
Applied OOS. Denied due to Chex.
Probably could’ve spaced out my apps a little better since my Chex was relatively clean prior to this latest round.
7/30 (6 of them on the same day–I’m pretty sure that’s what spooked them).
Chatted with the rep before applying. They confirmed it’ll be a hard pull but cannot specify which one. I think I’ll pass.
Got a HP from them on TU
Declined due to Chex (spoke with a rep) D:
What were your Chex numbers/did they cite any particular count/timeframe as too high?
Bankdealguy said it’s nationwide with a donation. Will Fidelity work for DD?
Where is the donation selection? Don’t see donation as an option in the application, seems to be only for specific groups/location/relatives in MN.
Chat rep told me just to pick one
Any recent successful DPs? If so, do they allow any cc funding at all? The hard pull and chex sensitivity sucks, but the $10/mo on the debit card could be worth it if cashapp/venmo/etc works