I wrote about my previous two Chase INK 90,000 points bonanzas, and just got my third approval last week.
Back in June 2022 I applied for the INK Unlimited at 75,000 points, which was subsequently matched to the new 90,000 points bonus. Not long after Chase increased the bonus on the no-fee INK cards to 90,000, I was approved for the INK Cash card.
I decided to lob in another application, this time for the INK Unlimited card. The previous two cards were for a business using an EIN and business address. This time I applied for a separate business which operates under my social security number and my home address.
I did have to upload documents to verify my identity and address. My driver’s license worked for the personal verification, and a bank statement showing my home address worked for the address verification. After a quick phone call into Chase my application was approved. Yay! He didn’t even ask me any questions, seems like it was just a matter of reviewing the verifying documents.
As with prior applications, I applied using a friend’s referral link. He gets a 20,000 points bonus for each one of my approvals.
I’ll likely knock out the spend mostly with a federal tax payment, an idea Chase themselves have promoted in the past.
For me this 90k offer is one of the easiest wins available due to the high bonus, ease of cashout, and relatively low spend requirement. A common rule that some people follow is to apply for one Chase business card and one personal card (or two personal cards) every rolling 30 days. Some people hit it even harder than that. Personally, I feel comfortable applying every few months and so I waited a bit between applications. The 90k offer will undoubtedly end at some point…it’s been going on for a bunch of months already.
