[Expired] NASA FCU 1.50% APY 9-Month CD [Nationwide]

The Offer

Direct Link to offer 

  • NASA federal credit union is offering a 9-month CD with 1.50% APY.

 

 

The Fine Print

  • $10,000 Minimum Deposit Required

Our Verdict

Anyone can join NASA credit union for no fee by joining the National Space Society. We’ve seen the credit union offer various CD specials in the past.

In terms of short deposit length CDs, this is better than other options (next best is at 1.30%), though there are a few other ordinary savings accounts (not CDs) offering comparable/better rates. Be aware that most credit unions do a hard credit check when you join, so there’s likely to be one here as well. (confirmed)

Hat tip to reader lilurbanachiever
    Chuck
  • On June 8, 2020, 15:51

View Comments (13)

  • New promo CD rates are 9 months (3.55%), 15 months (3.75%) and 49 months (3.85%). $10K minimum.
    You can thank the Federal Reserve for the change in interest rate swings.

  • Recent DPs (2019) on creditboards forum indicate that NASA FCU is indeed a hard pull to open an account.

  • The NASA FCU accounts are relatively easy to open, but they will probably ask for a photo of your DL, not unusual for CUs. As far as I remember, you'd need to open the savings account first, fund it and then open the CD (or maybe it can be done in parallel, I do not remember). Anyway, as paltry that rate is, it might get pulled soon so I would stay on top of that funding procedure.

    Personally, I am passing on this one. But all in all, this is not a bad FCU and they do run these promos often; oh and I like that at least a portion of their clientele is on the government paycheck.

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