Navy Federal cashRewards Credit Card $200 Sign Up Bonus

The Offer

Direct link to offer

  • Receive a $200 sign up bonus when you apply, are approved and spend $3,000 or more on a Navy Federal cashRewards Credit Card

navy federal

The Fine Print/Card Benefits

  • Limit of one special cash back offer per account under this promotion
  • Valid until October 3rd, 2016
  • Card earns 1.5% cash back on all purchases
  • Eligibility to NFCU is for military members, associated persons and their family. See more here.
  •  No annual fee

Our Verdict

$200 is the best bonus they offer on this card, although earlier in the year it only required $2,000 in spend. There are better cash sign up bonuses, but most people will have signed up for most of those cards already. If you’re eligible for Navy Federal cards, then this definitely isn’t a bad offer although the minimum spend requirement is quite high for such a card. If you put the same $3,000 in spend on a 2% card, you’d earn an additional $15 cash back. It’s also not worth getting this card to put regular spend on it, as there are plenty of 2% cash back cards.

Hat tip to reader Jason

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23 Comments
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Momosan
Momosan (@guest_292124)
September 6, 2016 02:24

I haven’t looked since I saw this, but NFCU was recently offering a bonus % of some sort for using the card at warehouse stores. They are also offering a referral bonus for signing up a friend. Last I heard on that one is that sometimes you had to go in branch. I’d check my account for the specifics, but I’m mobile at the moment.

Karen Banks
Karen Banks (@guest_296793)
September 19, 2016 18:43

2% at sam’s, costoco, or bj’s.
$50 referral fee up to 5 people for total of $250 through the end of the month of September.

Kyle
Kyle (@guest_291925)
September 5, 2016 14:34

Is this once per lifetime? I have gotten this before but I don’t see anything about it being once per lifetime, rather once per promotion.

Dan
Dan (@guest_291809)
September 5, 2016 07:06

Curious if you can pull the same trick used in the BoA MLB cards… multiple cards, multiple sign up bonuses, and one hard pull? Anyone know?

dougw
dougw (@guest_291822)
September 5, 2016 08:55

Even if that is the case, it just does not seem worth it as the MLB cards had a much minimum spend as I recall – I thought it was either $500 or $1,000.

Curmudgeon
Curmudgeon (@guest_292126)
September 6, 2016 02:28

Very first item in the fine print:

1. One offer valid per cardholder issued new cash Rewards credit card accounts.

Jeff H
Jeff H (@guest_291793)
September 5, 2016 04:46

PEOPLE – This line is for DP comments on the post subject.
Navy Federal cash Rewards Credit Card $200 Sign Up Bonus

Credit
Credit (@guest_291760)
September 5, 2016 02:03

True true true. If you hate trump, ,click on his ads and waste his money.

Not his money actually but those of science deniers. Idiots that will deny science bUT have no problem using scientific inventions for life of luxury. Hypocrites.

dan
dan (@guest_291914)
September 5, 2016 14:02

what about those who champion false theories like “global warming” but globe trot around in private jets? al gore? leo dicaprio? i guess being a science believer absolves you from any personal accountability on the issue. lets compare carbon footprints

TXOil
TXOil (@guest_291750)
September 5, 2016 00:56

just click on the ads in support of DOC you whiners…

MH
MH (@guest_291714)
September 4, 2016 22:31

I don’t want to see any political ads.

Sam
Sam (@guest_291700)
September 4, 2016 21:49

you’d rather see hitlery adds???

Sid
Sid (@guest_291713)
September 4, 2016 22:30

He loves the poorly educated and they love him back

sam
sam (@guest_291918)
September 5, 2016 14:06

i think after she loses, Hil should host a symposium on how to trade cattle futures

economists from the University of North Florida and Auburn University investigated the odds of gaining a hundred-fold return in the cattle futures market during the period in question. Using a model that was stated to give the hypothetical investor the benefit of the doubt, they concluded that the odds of such a return happening were at best 1 in 31 trillion

MH
MH (@guest_291698)
September 4, 2016 21:45

WTF is up with the Trump ads?

Please say we won’t see those the next two months!

C
C (@guest_291701)
September 4, 2016 21:51
  MH

I’m not seeing any political ads, maybe they’re targeted?

Dan
Dan (@guest_291704)
September 4, 2016 21:56
  C

this is an idiotic thing to post anyways, likely that this website uses an ad service, and doesn’t even pick and choose specifically which ads get posted. And yes, MH, we are approaching the fall of an election year. You will see many political ads in many different places. You can go back to your safe space for now, I’ll let you know when the election is over

MH
MH (@guest_291715)
September 4, 2016 22:32

won’t be necessary, thanks the same.

Yeshu
Yeshu (@guest_291717)
September 4, 2016 22:40
  MH

If you are that concerned, use an adblocker.

Jeff H
Jeff H (@guest_291792)
September 5, 2016 04:43
  MH

YMMV. but DoC does NOT control that space. Google does.