The Offer
- Get a sign up bonus of 30,000 points after $3,000 in spend within the first 90 days of opening your Navy Federal Flagship Rewards credit card. You’ll also receive a 0% intro APR on purchases and balance transfers (no balance transfer fee) for the first 12 months.
Card Details
- No annual fee first year, then $49 per year
- No foreign transaction fee
- Card earns 2x points per $1 spent
- Valid until November 1st, 2016.
Eligibility
- Eligibility to NFCU is for military members, associated persons and their family. See more here.
Our Verdict
The bonus on this card has been as high as 60,000 points in the past and from memory it goes up to 40,000 points maybe one a year? Standard bonus I think is 20,000 points. Points are worth 1¢ per point when redeeming in increments of 10,000 or more towards travel. Really only worth it for the sign up bonus and maybe the 4x points on warehouse clubs until the end of the year, but lots of cards offering 5% in rotating categories.
I was just targeted for 40k points as well.
I got targeted for 40K. Are they still offering 4x at wholesale until 12/31?
Doc, I failed to save the T/C when applying for this Navy Flagship CC which took a while because of opening checking acct issues, it was finally approved on 10/30. I just found out that I was charged $49 fee. Do you or anyone happen to have the T/C that can be shared because it is no longer available at the NFCU site?
Thank you much!!!
Sorry I didn’t save it 🙁
I’m always leary of MSing on cards where I bank, but the terms here only say you can’t get rewards for buying Navy Fed cash equivalents, so it looks like other VCG’s are fair game.
“Airline Tickets
17.Visa Signature Flagship Cardholders may start redeeming at 100
points for travel-related rewards.
Sample Rewards:
• 15,000 points for $150 round-trip airline ticket
• 30,000 points for $300 round-trip airline ticket
• 50,000 points for $500 round-trip airline ticket”
So it is not $100 increments, it is 100 points=$1
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For cash back – yes $100, but lower coefficient:
“Cash-Back Rewards
19. Flagship cardholders can redeem for $100 cash back at
13,245 points at the lowest level and can continue to redeem
in increments of $100 cash back and 13,245 points to a max
of $1,500 in cash back with 198,675 points.”