[Expired] Chase Pay Yourself Back Categories For Q1 2024 (Full List For Up To 1.25%)

Update 5/6/24: see updated categories in this post

Update 3/29/24: Grocery Category Getting Eliminated From Chase Sapphire Reserve Pay Yourself Back 1.25%

Chase has now fully revealed their Pay Yourself Back categories which are showing as valid through 3/31/23 6/30/23 9/30/23 12/31/23 3/31/24. (See these earlier posts here and here for more discussion.)

1. Chase Sapphire Reserve:
   • Grocery Stores 1.25 cents per point
   • Gas Stations 1.25 cents per point
   • Annual Fee 1.25 cents per point
   • Select charities 1.50 cents per point, valid through 12/31/23
2. Chase Sapphire Preferred & Freedom cards:
   • Select charities 1.25 cents per point, valid through 12/31/23
3. Chase Business INK Preferred & Plus (annual fee cards):
   • Select charities 1.25 cents per point, valid through 12/31/23
4. Chase Business INK Cash & Unlimited (no-fee cards):
   • Select charities 1.25 cents per point, valid through 12/31/23
5. Chase Aeroplan:
   • Travel purchases 1.25 cents per point
6. Chase Southwest:
   • 1 cent per point toward cover the annual fee
   • .8 cents per points to cover Grocery or Gas. This option is limited to $300 in statement credits.
7. Chase United:
   • Annual Fee: get between 1.5 and 1.75 cents per point, depending on the card version

As expected, they basically neutered the 1.5% value of points via the Sapphire Reserve card. For increased value the options are to get 1.5% via the Chase travel portal or you can transfer to travel partners if you value their points more.

They also basically lowered the Sapphire Preferred value from 1.25% to 1%. For increased value the options are to get 1.25% via the Chase travel portal or you can transfer to travel partners if you value their points more.

They kept the INK cards value the same.

As always, be sure to see the “25% more” sign before redeeming since Chase also puts there the 1 cent-per-point options which you don’t want to be using.

Update History:

• Update 1/1/24: Categories have been extended until 3/31/24. You can now redeem points on any purchase at 1¢ so be careful when redeeming to choose only the 25% bonus options.
• Update 4/2/23: I believe all of the Chase PYB categories on all cards remain the same through June 30, 2023. Please correct me if you see any changes.
• Update 6/5/23: Upon login, I’m seeing Chase show Gas/Grocery as CSR categories through September 30, so this is being extended through Q3 2023. I assume everything else will remain the same, let us know if you see any change.
• Update 7/2/23: Confirming that the PYB categories have been extended through Q3, as we previously reported. They dropped the internet/phone category on all INK cards, updated below. Let us know if you see any other change.
• Update 10/3/23: Categories have been extended until 12/31/23. You can now redeem points on any purchase at 1¢ so be careful when redeeming. (Southwest redemption details changed from dining to Grocery/Gas and the limit changed from $200 to $300. Updated below.)