Citi and AT&T announced today a new credit card: the AT&T Points Plus Card from Citi. The card has no annual fee, can earn up to $20 statement credit each month with $1,000 spend, and has $100 signup bonus.
AT&T Points Plus
Direct application link | Press Release
- Signup Bonus: earn $100 statement credit after spending $1,000 in the first 3 months. The acquisitions bonus is not available if you have previously received a new account bonus for an AT&T Points Plus Card from Citi account in the past 48 months.
- Ongoing Bonus: Postpaid AT&T wireless customers can earn $10 or $20 statement credit every billing cycle you spend $500 or$1,000, respectively. Requires paperless billing and autopay with the card.
- No annual fee.
- Card issued by Mastercard.
Card Rewards
The card earns ThankYou points:
- Earn 3x ThankYou Points for every $1 spent at gas stations.
- Earn 2x ThankYou Points for every $1 spent at grocery stores, including grocery delivery services.
- Earn 1x ThankYou Point for every $1 spent on all other purchases, including AT&T products and services.
Our Verdict
The older AT&T cards haven’t been available for signup for a while now. Nothing too exciting here on this new card, though the 3x ThankYou points on gas is nice. Strange that they don’t have AT&T as part of a bonus category, but I guess they hook you in there with the autopay requirement on the card to get the $20 bonus.
Some people might find the $100 signup bonus worthwhile. Someone who is an AT&T postpaid customer might find it worthwhile to spend exactly $1,000 on the card each month to get the $20 monthly credit, especially if you can spend in a bonus category such as Gas.
Before applying for a Citi card, check out these Things To Know About Citi Credit Cards. We’ll add this to our List Of Best Credit Card Signup Bonuses.
It’s worth noting that AT&T will hide an additional $10 per month in your billing if you pay with a credit card. They go out of their way to obfuscate that as they do in most of their billing details.
Do you need to spend $1000 ‘plus’ the AT&T charge for the $20 credit, or do you just need to spend $1000 – ‘AT&T charge’ (= $1000) ?
Got a mailer for a $250 sign up on this (vs $100 public offer) , so I’m kind of tempted.
Meh
I’m getting 5% back on AT&T cell service using the Amex Simply Cash + Biz card.
Citi definitely needs to step their game up.
Interesting. We have very old AT&T Universal card and it’s points worth 0.8c. I wonder how much they worth on this one. If also 0.8 then it’s not 3% on gas.
Its TYP so 1c
Minimum. Wonder what redemption options this card gets for TYP.
Double Cash is better if you can get the SUB before it ends.
I guess they’re turning a blind eye to the Verizon card, not even trying to be competitive. This one’s a snooze.
Lol.. I miss the AT&T Access More card which offered a $650 rebate on phone purchase with $2000 spending…that was a much better offer…
Isn’t it better to pay my AT&T Bill with Cap1 or Amex Plat for the cell phone insurance rather than this for the $20 discount?
yes
I couldn’t find a guide to benefits. It may have cell phone insurance.
Verizon pulls that trick though. If you autopay with their CC you get like a 10/line discount, but no cell phone insurance. Than you can buy Verizon’s mediocre coverage for around 10/line.
Just be aware of the limitations of the cell phone insurance compared to other plans such as AppleCare. IIRC, they don’t cover cracked screens…. battery issues… mechanical issues? What would really happen and be covered in practice?
Depending on the card, some are actually significantly better than AppleCare+ or the provider’s insurance. For example, a cracked screen that’s only cosmetic may not be covered, but if it cuts your fingers as you use the phone it’d be covered with a deductible as low as $25.
The statement credit is the equivalent of an additional 2% on spend if you spend exactly $500 or $1000.
Seems like a pretty weak card given that it’s possible to get 1-2% higher rewards back on other cards (Altitude Go, Costco and Sam’s for gas; BCP/BCE/SavorOne/potentially CSP for groceries) in all the bonused categories without the added drama of trying to hit the breakpoints.
Lol you can get 2% without jumping any hoops on their own Double Cash card. Clearly AT&T is wasting their money for Citi to pull off this farce.