New XBOX Credit Card From Barclays Has No Annual Fee, Earns 5x On Microsoft Purchases

XBOX is launching a new no annual fee credit card in partnership with Barclays. With the Xbox Mastercard credit card, players can earn card 5x points on Microsoft purchases and 1x on everyday purchases to redeem at xbox.com. The Xbox Mastercard will be available to Xbox Insiders in the US beginning on September 21, with availability to all Xbox players coming in 2024.

Press Release | Terms

Contents

Signup Bonus

  • Bonus of 5,000 card points (a $50 value) after your first purchase within the first 180 days.
  • You’ll also get three months of Xbox Game Pass Ultimate for new Game Pass members. If you are already a Game Pass member, you can gift it to a friend. (After first three months the subscription will automatically continue at the regular monthly rate, currently $16.99/month.)

Card Earning

  • Xbox & Microsoft – Earn 5x card points on eligible products at the Microsoft Store.
  • Streaming Services – Earn 3x card points on eligible streaming services like Netflix and Disney+.
  • Dining Delivery Services – Earn 3x card points on eligible dining delivery services like Grubhub and DoorDash.
  • Everyday purchases – Earn 1x card points on all other everyday purchases.

Card Points can be redeemed for Xbox Mastercard Gift Cards starting at 1,500 Card Points for $15. You can redeem Xbox Mastercard Gift Cards to your Microsoft account on an Xbox console or connected device; Xbox Mastercard Gift Cards have no expiration date and can be used for eligible purchases (exclusions apply) at select Microsoft digital stores.

Additional Details

  • $0 annual fee
  • 3% foreign transaction fee
  • Choice of one of five iconic designs for their card, with the option of personalizing it with their gamertag.
  • Free online access to cardmembers’ FICO Credit Score
  • Flexibility of use with contactless payments and digital wallets.

Our Verdict

Nothing too exciting here, and a small signup bonus. I guess it could make sense for someone who spends a ton at XBOX/Microsoft for the 5x rewards there.

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34 Comments
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esaphire3
esaphire3 (@guest_1692505)
September 13, 2023 10:45

Will the 5x points for Microsoft purchases include payments for Azure cloud services?

Josh
Josh (@guest_1700913)
September 23, 2023 17:44

that seems way too good to be true lol, i assume they mean microsoft store

Duy
Duy (@guest_1691913)
September 12, 2023 17:29

I wouldnt be caught dead using a Barclays credit card. Horrid company.

Itsa me
Itsa me (@guest_1692020)
September 12, 2023 19:53

Ok

Chad Dankbutt
Chad Dankbutt (@guest_1691704)
September 12, 2023 13:06

Xbox, streaming services and food delivery…. tell me you’re obese without telling me you’re obese.

durrr
durrr (@guest_1691782)
September 12, 2023 14:39

You’re like the fifth grandparent here to shit on gamers… tell me you want to be downvoted without telling me you want to be downvoted.

Chad Dankbutt
Chad Dankbutt (@guest_1691784)
September 12, 2023 14:42

Post body

Sammy
Sammy (@guest_1692074)
September 12, 2023 20:58

Why do you want to see my body, you sicko?

esaphire3
esaphire3 (@guest_1692508)
September 13, 2023 10:46

How do I downvote?

Jack
Jack (@guest_1691516)
September 12, 2023 08:45

I think this card makes sense if it doesn’t need any credit history to open. Like, it would be a pretty good starter card.

Not worth much to someone who already has a credit history though.

Justin
Justin (@guest_1691385)
September 12, 2023 02:07

This is pretty nice perk since I use a lot of Microsoft products for my work and business and my kids use Xbox subscription.

Tyler
Tyler (@guest_1691351)
September 11, 2023 23:42

If you try to use this card at Dell, does it get declined?

cuck
cuck (@guest_1691314)
September 11, 2023 22:26

What sort of infantile, low value male *still* playing video games as an adult would want be caught with one of these in public?

Evilex
Evilex (@guest_1691360)
September 11, 2023 23:59

Tell me you’re a boomer without telling me you’re a boomer

JB
JB (@guest_1692971)
September 13, 2023 17:33

his name is “cuck” lol

RendMax
RendMax (@guest_1691604)
September 12, 2023 11:10

I’m still getting asked out by random women even a decade out of college, and I play video games almost every day. Are you one of those people who religious watches football or basketball or any of that other slop?

Regardless, this card looks like crap and Barclays cards are *pure* ass. Almost all completely useless, tiny credit limits, and their website is horrific.

Sammy
Sammy (@guest_1692072)
September 12, 2023 20:57

But are they hot women? Could a rowboat support them? RendMax

esaphire3
esaphire3 (@guest_1692511)
September 13, 2023 10:47

Please take this conversation elsewhere the comments section is meant primarily for sharing useful information with others

Jack
Jack (@guest_1692064)
September 12, 2023 20:51

I tune out as soon as someone uses “low value (fe)male” unironically. In your downtime, you better not ever watch movies, TV shows, or other pointless endeavors. I hope you’re always doing something in your free time that really shows how “high value” you are. cuck

Dr.Plantain
Dr.Plantain (@guest_1691234)
September 11, 2023 20:48

Great way to get into your consumers spending to target then even more. Smart move Microsoft.

cbkcc1
cbkcc1 (@guest_1691201)
September 11, 2023 20:12

Wonder is Azure codes in the 5x

Matthew
Matthew (@guest_1691012)
September 11, 2023 15:55

Can I see your ID, Mr. LovesToSploogexx42069xx?