[NYC] Muncipal Credit Union $200 Checking Bonus

Extended through 12/31

Update 8/24/24: Bonus is now $200. Hat tip to DN_03755

Offer at a glance

• Maximum bonus amount: $200
• Availability:
  • Individuals who live, work, worship, or attend school in New York City (NYC)
  • Individuals who work for New York State (NYS) or Federal Employers
• Direct deposit required: Yes, $200+
• Additional requirements: None
• Hard/soft pull: Soft pull
• ChexSystems: Unknown
• Credit card funding: No
• Monthly fees: None
• Early account termination fee: Unknown
• Household limit: None listed
• Expiration date: 9/30/24

The Offer

Direct link to offer

• MCU is offering a $200 bonus when you open a new free checking account and complete the following requirements:
  • Receive a direct deposit or payroll deduction of $200 or more within 90 days
• Can also get a $50 bonus for opening a Hero Savings Account between 7/15/24 and 9/30/24

 

The Fine Print

• You must open a Checking Account with MCU between 5/1/24 and 6/30/24 connected to direct deposit or payroll deduction to get $100.
• Limit one account-opening bonus per qualifying account.
• If requirements have been met, the $100 will be deposited into your account 8/9/2024.
• Offer not available to individuals who were a primary account owner of an MCU checking account in the last 12 months.
• Account must not be closed or restricted during the time of promotional period.
• Offer is subject to cancellation without notice. Account opening is subject to approval.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about.

Early Account Termination Fee

I wasn’t able to find a fee schedule so unsure if there is any EATF.

Our Verdict

Need to know if it’s a hard or soft pull.

Hat tip to Bockrr

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