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The Offer
Direct Link to offer (ad page 15)
- Buy $300 in Visa gift cards at Office Depot/Max and get a $10 instant discount
The Fine Print
- Limit one (1) offer per customer.
- Discount applied at register.
- Offer valid 3/11/18 – 3/17/18.
- Purchase fees may apply.
- Offer valid in store on Visa® gift cards only.
- Product may not be available in all states.
- One offer per transaction.
- The Visa Gift Card is issued by MetaBank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Card can be used everywhere Visa debit cards are accepted in the U.S.
Our Verdict
The fee for a $200 Visa gift card is $6.95. Buy two of them for a cost of $413.90, get $10 off which mostly negates the fee, and rack up 2,016 Ultimate Rewards points on your Chase INK Cash/Plus. Alternatively, buy $200 + $100 for $302.90 after the discount. You also get 2% back in Office Depot/Max rewards if you’re enrolled, though rewards are capped at $200 in spend per quarter on gift cards ($4). You can also use Visa SavingsEdge to get another 10% back on Visa business cards (up to $5 per card).
In the end, it’s mainly useful for someone who has a way to spend these down easily, either as a debit transactions or even as organic spend, e.g. taxes. Hopefully your store will let you do more than one offer in separate transactions or allow you to come back multiple times doing one per visit.
Hat tip to Frequentmiler
My two local office depot stores always very nice to me. Bought $17,000 (85,000 points)of visa GC this round.
Wow – and I thought $5200 was too high between 2 family accounts. What do most think is an acceptable amount to churn per acct. and still stay low on Chase radar?
In general, one should gradually built up a spending pattern with a bank to avoid fraud alerts and red flags. Thus start out moderate with Chase this time and gradually increase spending in the future.
Also, call the bank beforehand to provide a spending notification. For example, “I plan to make purchases of between $5k-$6k this week at office supply stores. Please place a note on my account.”
It’s times like this that I really miss my Serve card.
Little-known fact: BJ’s sells $500 variable load VGC for $504.95. They regularly issue $5 off coupons to members that can be used on virtually anything, including these cards. Lowers the price to $499.95. Discover 5% cash back works for wholesale clubs this quarter and my location’s payment terminals also accept mobile wallet (Apple Pay/Android Pay), so Freedom 5% cash back for this quarter works as well.
Sorry, what is BJ’s. I’ve been looking for VGC above $200 value. Only one I’ve found is $300 at Staples.com. Thanks
don’t forgot googlepay/applepay of freedom, 5% back
I have not checked my local OD/OM. Anyone has success with the Dining or Style Everywhere VGCs which have less fees? Thanks.
I use style everywhere and grocery everywhere at Walmart supercenters.
Do you load serve with style everywhere or just MO? I’ve used Grocery Everywhere at neighborhood Walmarts but not supercenters.
I just checked previous transactions, and my Ink Biz is only at 1% apparently. That still means (2) $200 cards are free with $10 off and UR points at 1%. Planning on doing an $800 WM MO with 4 of these in 2 transactions again for some cheap UR points. THANKS!
Save 10% on purchases at Office Depot (maximum earn $5)
Save 10% on your next purchase at Office Depot made with an eligible and enrolled Visa Business card when you activate this offer in the Visa SavingsEdge Program.
Does this apply?
Oh yeah…
Cheaper to buy $500 cards at Walmart for $4.84 fee isn’t it?
Yeah, this is to rack up INK UR points
No 5x at Walmart
I have 4 Inks. With quarterly OD discount and VSE, I can buy 6 X $400 fee free. That’s 12K UR fee free. 3 WM MO to liquidate, and poof. Totally worth it!
ok thanks for letting us know…
Churn team….ASSEMBLE
What’s vse wm and mo?
VISA Savings Edge, Walmart, and Money Orders.
While I too appreciate this news, would have been even better to have had some advance notice. Doesn’t OD/OM, like Staples, also post it’s ads for the coming week several days in advance? My nearest OD locations are about 80 minutes away, so not worth it for me unless I combine trips…. which I can do towards next week end. (but then I have to call around and see which ones still have it in stock by then — and even there, unless I ask and get the right person, I might not find out which ones have them “hidden” behind the counter/in the mgr’s office.)
Sometimes we get advance notice in advance via the weekly ads, but these deals aren’t always listed. We do post when we notice them in advance, as always let us know if you see and will happily post if we miss it.