extended to 6/9/25
Now requires direct deposit now.
Extended to February 7, 2025
Offer extended to October 7, 2024
Offer extended to June 7th, 2024.
Update 1/28/24: $800 bonus no longer available.
Update 10/26/23: $600 bonus has been increased to $800 with this link.
Update 10/2/23: Extended to 02/07/2024
Update 6/4/23: Extended until October 7, 2023.
Update 5/8/23: Extended until June 7, 2023.
Update 2/8/23: Extended until May 7, 2023.
Update 12/15/22: $400/$600 bonuses available again. Available in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia or Wisconsin. $400 bonus requires direct deposit.
Update 11/17/22: Deal is back and has been increased to $400/$600. Hat tip to reader AA
Offer at a glance
- Maximum bonus amount: $200
- Availability: Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, West Virginia (Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania or West Virginia for the $500 bonus)
- Direct deposit required: Yes for $400 bonus
- Additional requirements: Must be a U.S. Citizen
- Hard/soft pull: Soft
- Credit card funding: None
- Monthly fees: $5, waivable
- Early account termination fee: None
- Household limit: None
- U.S. Citizenship Required: Yes
- Expiration date:
March 31st, 2016June 30, 2016September 30th, 2016January 31st, 2017April 30th, 2017 July 31st, 2017October 31st, 2017 January 7th, 2018 March 31st, 2018 June 30th, 2018 September 30th, 2018 December 31st, 2018 June 30th, 2019October 7th, 2019January 7th, 2020 April 7, 2021February 7, 2023
Contents
The Offer
- Open a Perks Checking account and receive a $400 sign up bonus when you receive a qualifying direct deposit within 90 days of account opening
- Open a Platinum Perks checking account and receive a $600 sign up bonus when you make at least $25,000 in total deposits within 60 days
The Fine Print
- $200/$500 bonus will be deposited within 14 days of meeting the requirements
- Account must maintain an open account status for at least 90 days before it is eligible for the bonus payment.
- Huntington reserves the right to limit an individual to one account-related gift incentive per rolling 12-month period across all deposit account relationships
- This offer is not available to existing checking customers, including fiduciaries, or those with checking accounts closed within the last six months
- Bank reserves the right to limit each customer to one new account related gift incentive per calendar year
- This offer is only available to online applicants residing in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, West Virginia
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Huntington Perks Checking Checking Account ($200 Bonus)
This account has a $10 monthly fee, this is waived:
- with $1,000 in total monthly deposits or
- with $5,000 in relationship balances from checking and savings
Huntington Platinum Perks Checking Checking Account ($300 Bonus)
The $25 monthly maintenance fee waived with $25,000 in relationship balances from checking and savings
Early Account Termination Fee
They used to charge an early account termination fee but that is no longer charged. Account does need to be kept open for 90 days and then within 14 days of that the bonus will post
Bonus History
- Update 1/26/19: Deal is back and valid until June 30th, 2019. Hat tip to reader Pat
- Update 10/14/18: Deal is back but only the $200 offer is available and a direct deposit is required. I wouldn’t recommend this bonus. Hat tip to YAR.
- Update: When you click through it says the $15,000 in deposits must be maintained for 90 days. This makes the deal considerably worse.
Our Verdict
It’s sometimes possible to receive $350 targeted bonuses with no direct deposit requirement (and sometimes these are also sold on eBay) but this is the best public bonus they offer. We don’t usually see the $600 bonus and it looks like you just need make $25,000 in total deposits rather than having $25,000 deposited at one time. Keep in mind the $25 monthly fee, but it might make sense to go for the $600 bonus and just pay a few months of $25 in fees. If I lived within the target area I’d definitely go for this bonus as no direct deposit is required. It’s kind of a hassle to keep the account fee free even on the $200 bonus, but you could just suck up the $5/$25 monthly fee or close the account (after bonus posts, minimum of 90 days) if you didn’t want to park $5,000/$25,000 (you’d be better off putting that money into a high interest account in my opinion).
We’ve added this bonus to our list of the best bank bonuses. You can view people’s experience with this bonus last time it was available here.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
Post history:
- Update 10/8/22: Extended until February 7, 2023.
- Update 6/8/22: Extended until October 7, 2022.
- Update 2/6/22: Extended until June 7, 2022
- Update 10/8/21: Extended until February 7, 2022.
- Update 9/6/21: The $500 bonus is back and requires a $15,000 deposit instead of $25,000. Unfortunately you need to use an affiliate link to get this offer (we don’t use those). You can find one in the comments below. As long as the website is https://www.huntington.com/xxxxx then it’s legitimate. Looks like this promo is only available in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania or West Virginia.
- Update 7/10/21: Extended until October 7, 2021.
- Update 6/21/21: When I open the link I see ‘llinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania or West Virginia’ when others open the link they see ‘Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia or Wisconsin’ Seems to have been extended to CO, MN, SD, WI. Make sure to check the terms on your offer to ensure your link says the same. It also says ‘If you live in Colorado, Minnesota, South Dakota or Wisconsin, please use the Huntington Mobile app or Online Banking on huntington.com to access your new checking account. Your account will be digital-only until TCF officially joins Huntington in June. If you live in any other state previously mentioned, you can also bank in person at any Huntington branch.’ Hat tip to Brian W
- Update 4/8/21: Extended until July 7, 2021.
- Update 2/18/21: $500 bonus is now $300. Requires a $25,000 deposit instead of $15,000.
- Update 1/4/21: Extended until April 7, 2021. Hat tip to reader Mrs. Gee
- Update 10/4/20: Extended until January 7, 2021. Hat tip to reader Kyle
- Update 7/6/20: Deal has been extended until October 7th, 2020.
- Update 5/7/20: $500 bonus is available again
- Update 4/3/20: Extended until 7/7/20.
- Update 1/4/20: Deal has been extended until April 7th, 2020. Hat tip to reader DP719
- Update 10/17/19: Deal is back and valid until January 7th, 2020. Hat tip to reader Three Monks
Huntington earn $400 with direct deposits of $500 or more within 90 days
No monthly maintenance fee w/ $1,000 monthly deposits
Deposit posted 04/06/25
2nd acct. 1st acct 2022
Any DPs on whether a single DD counts for the $400 bonus?
“2) Set up and receive total qualifying direct deposits of $500 or more within 90 days from account opening.”
Plenty of DPs, if you look back through the comments.
I asked because most of the DPs are about the $600 bonus. Those that are for the $400 were with a different set of TOC without a minimum $ DD requirement
Regardless, my answer is the same.
So no relevant DPs, but look for DPs. Got it
Excellent, thank you
No, there are plenty of relevant DPs. You just seem to be having issues reading through the comments.
This one has turned into a headache. Unable to transfer funds out to another bank because my other bank has my full middle name whereas I set this bank up with only my middle initial. I was told to just Bill Pay myself, but that was flagged as potential fraud and now I have to go into branch with a valid ID. Ugh. Was hoping to push/pull $25K before needing the funds for my 2024 401K Roth contribution.
12/23/24 Opened Platinum Perks OOS in branch.
12/31/24 $25.1k push ACH deposit.
1/3/25 $25k pull ACH withdrawal.
2/27/25 $25 monthly fee assessed.
2/28/25 $25 monthly fee courtesy credit.
3/25/25 $600 bonus credited (bonus always paid on Tuesdays).
3/25/25 $25 monthly fee assessed.
Will now attempt to get second monthly fee reversed based on the fact that my first fee-free statement period was only a very short stub, and then downgrade to Asterisk-Free Checking.
Update: Front line CSR was unable to waive second monthly fee (one waiver per 12 months), but was able to get the second fee waived by a supervisor as a one-time exception.
Most people should not have to deal with two monthly fees — this only happened to me because my first statement cycle was 2 days long.
DP from previous churn is here. I received a $600 bonus on 3/5/2024 so kept the rolling 12-month language in mind this time:
12/13 – Account opened
12/20 – $25k Ally push, pulled back a couple days later leaving $30 behind
3/12 – $25 monthly fee assessed
3/18 – $600 bonus paid
When did you close the account in 2024?
TIA.
Closed 4/16/24.
10/28 Acct Opened
10/31 $502 ACH from Ameriprise
12/03 $510 ACH from Ameriprise
1/28 Bonus Paid
For the $600 bonus, can we technically deposit the $25k on 89th day of account opening and close the account a few days after receiving the bonus – i.e. the $25k would be in the account for 15 – 30 days since the bonus posts within 14 days after the 90 day holding period?
I understand this would trigger $75 in fees but the $25k would be earning $200-$300 interest for those 90 days elsewhere.
It really doesn’t make a difference when you deposit the $25k since you don’t need to maintain a $25k balance, but yes you can do that. Alternatively, you can deposit and withdraw in small increments until you reach $25k in cumulative deposits instead of depositing $25k at once. Huntington should waive the monthly fee for the first 2 months and then you can request a one-time courtesy waiver of the fee for the 3rd month.
“Huntington reserves the right to limit an individual to one account-related gift incentive per rolling 12-month period across all deposit account relationships.”
Looking for DPs on whether this means you cannot get both a business (LLC) bonus and personal bonus in same 12 months.
I received both personal and biz (as a sole prop with an EIN) bonuses last December. I’m sure if you can double up with a sole prop, an LLC should work too. I did open the personal account first, and then biz about a week later.
You kept your personal active when you opened the biz account? I’m thinking about closing the personal account as I just hit the 6 month mark yesterday.
Yep, I opened the biz account about a week after opening the personal.
If I get the Platinum Perks Checking personal bonus, can I NOT get the Unlimited Plus Business Checking bonus using SSN within the same year? TIA
DP=YES you can. I have been rolling personal and business each on their own annual basis for a few years now.
I got denied last year for the business bonus because they said I received the personal one within the last three months. YMMV
Huntington $600 Checking Bonus
10/16/24 – Account Opened
10/23/24- $8334 chase business ach
10/28/24 – $8334 chase business ach
11/01/24 – $8350 chase business ach
01/21/25 – $600 bonus posted
You had to pay $25 monthly fee right?
There’s monthly fee unless there’s “$25K in total relationship balances,” which I take to mean $25K in deposits or account balance.
A cry for silent help here…Tried three times using Chase Business ACH and using the standard 2.50 fee. Have not had any issues until Huntington decides they keep rejecting my deposit for whatever reason. (It gets sent back to my Chase Business) I hate to call since I am technically payrolling myself. Any thoughts as to why this might be happening? Did you use the same day method perhaps? I am at a loss and am two years into the game.
Have you called Chase and asked for the reason the payments are being rejected? Also, and I’m assuming you have, but have you double checked that your name, routing number, and account number are all correct on your payee? IIRC, Huntington is a stickler for the leading zero on the account number.
update: Fidelity CMA xfer worked for DD