[OH Only] MyUSA Credit Union $200 Checking Bonus

Offer at a glance

• Maximum bonus amount: $200
• Availability: Live/work/learn in Butler, Clark, Greene, Miami, Montgomery or Warren County in OH only
• Direct deposit required: None
• Additional requirements: Unknown
• Hard/soft pull: Soft pull
• ChexSystems: Yes
• Credit card funding: Up to $500
• Monthly fees: None
• Early account termination fee: 210 days, bonus forfeit
• Household limit: None listed
• Expiration date: None listed

The Offer

Direct link to offer

• MyUSA Credit Union is offering a $200 bonus when you open a new checking account and complete the following requirements:
  • None

The Fine Print

• Membership and account eligibility requirements must be met.
• You must open and maintain a Main Share Membership Savings Account with a balance of $5.00 to open a Checking Account.
• Offer eligible only for new consumer checking accounts with accountholders age 18 or over.
• Other account types such as business, estate, trust, guardian, rep payee, etc. are not eligible to participate.
• Offer not available for existing MyUSA Checking Accounts, those whose accounts have been closed in good standing within 12 months, or those closed with a negative balance at any time.
• $200 bonus reward for opening a new MyUSA Checking Account will be deposited into member’s Savings Account within 120 days of new checking account opening.
• Limit one bonus reward per member account.
• MyUSA reserves the right to reclaim bonus payment if checking account is closed prior to 210 days after account opening.
• Bonus is considered taxable income and recipient is responsible for reporting the amount to the IRS. Offer subject to end without notice
• . Other terms, limits and fees may apply, speak to a MyUSA Associate for details.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Simple checking has no monthly fee

Early Account Termination Fee

Account needs to be kept open for 210 days to avoid bonus being forfeit.

Our Verdict

Says that Membership and account eligibility requirements must be met but it’s not clear what those actually are? According to the comments it doesn’t seem there are any.

Hat tip to reader snailrock

Useful posts regarding bank bonuses:

• A Beginners Guide To Bank Account Bonuses
• Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
• PSA: Don’t Call The Bank
• Introduction To ChexSystems
• Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
• What Banks & Credit Unions Do/Don’t Pull ChexSystems?
• How To Use Our Direct Deposit Page For Bank Bonuses Page
• Common Bank Bonus Misconceptions + Why You Should Give Them A Go
• How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
• Affiliate Links & Bank Bonuses – We Won’t Be Using Them
• Complete List Of Ways To Close Bank Accounts At Each Bank
• Banks That Allow/Don’t Allow Out Of State Checking Applications
• Bank Bonus Posting Times