Deal has expired, view the best current checking bonuses by clicking here.
Offer at a glance
- Maximum bonus amount:Â $150
- Availability:Â OK only
- Direct deposit required:Â Yes, $500+
- Additional requirements:Â Yes, see below
- Hard/soft pull:Â Soft pull
- ChexSystems: Unknown
- Credit card funding:Â None
- Monthly fees:Â None for green checking account
- Early account termination fee:Â $15, 90 days
- Household limit:Â None listed
- Expiration date:Â December 31st, 2018
Contents
The Offer
- NBC Bank is offering a bonus of $150 when you open a new checking account and complete the following requirements:
- Use promo code EASY
- Set up direct deposit(s) equaling at least $500 per month.
- Complete 10 NBC Oklahoma debit card transactions each month for the first three months.3
- Enroll in online banking with online statements.
The Fine Print
- Offer available for accounts opened from 9/4/2018 to 12/31/2018 to new NBC Oklahoma checking customers only.
- Must be 18 and older.
- All accounts are subject to NBC Oklahoma approval.
- Account will be credited 90 days after account opening when all of the qualifying requirements are met.
- Account must be open and in good standing at the time of the credit.
- New checking customers will receive a1099-INT or applicable tax form for the value of the promotional account credit received.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
Green checking account has no monthly fees to worry about.
Early Account Termination Fee
According to the fee schedule there is an early account termination fee of $15 if closed within 90 days of account opening.
Our Verdict
Not a bad deal considering it’s a soft pull and there is no monthly fee to worry about. Certainly not the best deal, but worth doing if you’ve already done the bigger/easier bonuses on offer. We will beadding it to the best checking bonus page. Feel free to share your experiences in the comments below.
Big thanks to reader, Curmudgeon who let us know. Learn how to find bonuses and contribute to the site here.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
Just got a letter saying they are closing my account. No specific reason given but I suspect it’s because I don’t live in OK.
I had already done one of the direct deposits and set of 10 debits, so it looks like that was a waste of effort and I won’t be able to qualify for the bonus.
Seems to be extremely Chexx sensitive. Two applications denied dues to that, not so many accounts open, maybe 5-7 in the last year.
There is an account closing fee of $15 listed for less than 90 days in the account opening documents.
(https://www.nbc.bank/ContentDocumentHandler.ashx?documentId=47303)
I just opened an account online but don’t live in OK. Account was approved, so if they look at Chex, they aren’t senstive.
No CC funding. Options were ACH transfer or mail in a check.
Had to upload pic of drivers license, but got account # once account approved.
Got email for e-signing documents a minute or two later. Did the e-signatures for everything in about 30 seconds, so debit card should be on the way.
No alerts from credit karma, so doesn’t look like a hard pull.
Trying to find the routing number but doesn’t seem to be listed anywhere on the site. I don’t see any way to make ACH transfers from this account, so ACH will have to be done from an external account.
Had to get routing # from customer service: 103112523 in case anyone else needs it