This offer has expired, click here for a full list of current checking bonuses.
TTCU was formerly Tulsa Teachers Credit Union.
Offer at a glance
- Maximum bonus amount:Â $100
- Availability: Restricted membership, more information here. OK only
- Direct deposit required:Â Optional
- Additional requirements:Â See below
- Hard/soft pull:Â Unknown
- ChexSystems: Unknown
- Credit card funding:Â Unknown
- Monthly fees:Â None
- Early account termination fee:
- Household limit:Â None listed
- Expiration date: October 31st, 2017
The Offer
- TCCU is offering a $100 bonus when you open a new checking account and complete the following requirements:
- Receive two qualifying direct deposits OR 20 debit card transactions [Read:Â How To Meet Minimum Debit & Credit Transaction Requirements]
The Fine Print
- Offer valid 8/1/17 through 10/31/17.
- Cash bonus will be automatically deposited into the new account within 60 business days following second qualified direct deposit posting or qualified 20 debit card transactions.
- Qualified direct deposits and debit card transactions must occur within 60 days of account opening but no later than 12/31/17.
- Accounts closed within six (6) calendar months of the account opening are subject to charges equal to the value of the cash bonus.
- A 1099-INT or applicable tax form for the value of the bonus will be issued.
- With approved credit. Some restrictions apply.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
They offer a free checking account, I wasn’t able to find a fee schedule so I’m unsure if they charge an early account termination fee or not.
Our Verdict
Need to know if it’s a hard or soft pull and if you can fund with a credit card. If it’s a soft pull it’s probably worth doing as the account doesn’t have any monthly fees to worry about and hitting 20 debit card transactions isn’t particularly difficult. As always share your experiences in the comments below.
Big thanks to reader, DKW who let us know. Learn how to find bonuses and contribute to the site here.
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Seems like people have got replies of both hard/soft pulls from reps. If anybody signs up please let us know what happens in reality!
i sent them an Emile to ask if it’s a hard or soft pull,and this is what they said :
Thank you for your question.
The credit inquiry for opening or adding a new account is a soft pull.
For more assistance, please contact one of our Member Relations Specialists. They would be happy to assist you.
There is a hard pull for opening an checking account according to a bank rep. New customers must also open a savings account along with the free checking account. Minimum opening deposit is $25 for both the checking and savings accounts.