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DKW
DKW (@guest_438185)
July 12, 2017 09:32

I used Fidelity to source the DD, made 10 smallish purchases of various amounts with the Debit card (both PIN and PINless). I contacted a service rep via online chat who immediately verified I was qualified, and I saw the bonus show up about 10 days later.

DKW
DKW (@guest_438186)
July 12, 2017 09:33

This is in regards to the $100 sign up bonus.

Shaun
Shaun (@guest_432735)
July 3, 2017 13:12

Just received a mailer from First United today. Use my debit card 10 times in the month of July and get $8 in my account.

Steven
Steven (@guest_425363)
June 22, 2017 10:56

4/17 Opened
Shortly thereafter enrolled in E-Statements
6/21 10th Debit Purchase
6/22 Direct Deposit arrived (KickFurther – embarrassing)
6/22 eChat confirmation that the bonus would arrive within a week

James B.
James B. (@guest_425414)
June 22, 2017 11:50

When you eChatted with the bank, did they ask about the DD source?

Steven
Steven (@guest_425416)
June 22, 2017 11:51

No, no questions. Very easy exchange.

Steven
Steven (@guest_431267)
June 30, 2017 12:45

Bonus received – posted 6/29

Liz
Liz (@guest_417965)
June 9, 2017 15:05

I chatted with an agent and they confirmed this has ended and there are no current promotions at this bank right now.

SA
SA (@guest_409787)
May 23, 2017 23:30

Couple of questions.
1. Is the offer still there as the link is working but the end date is mentioned as May 11?
2. For debit card transactions do you need to use it as debit or using card as credit (e.g. Amazon reloads count?

Elvis
Elvis (@guest_400166)
May 3, 2017 13:12

4/16 open account
4/18 debit x 10
4/21 dd
5/3 bonus posted

thanks!

DKW
DKW (@guest_400525)
May 3, 2017 16:59

What source did you use for your direct deposit?

James B.
James B. (@guest_400529)
May 3, 2017 17:02

Same question: What did you do for a qualifying DD?

Elvis
Elvis (@guest_400573)
May 3, 2017 17:56

Since they require a phone call within 60 days of meeting the requirements, I use the direct deposit from my employer.

DKW
DKW (@guest_401490)
May 4, 2017 22:37

Did the rep you spoke to ask for paystubs to verify the source of your direct deposit, or did they ask any specific questions about it?

Elvis
Elvis (@guest_401493)
May 4, 2017 22:43

Nope, the rep just checked the debit purchases, made sure the direct deposit posted, and reminded me about the e-statement.

No specific questions, no verification requests.

cm
cm (@guest_395536)
April 25, 2017 05:07

Tried CIP w/ $20 CA, success, although they only auth for $1, and give it back as an auth, too (as “-$1.00”) — never quite seen it before!

it appears that both Checking and Savings are limited to $500 max each, but the credit card overall is limited to 200, so, I went a step or two back and removed the free Savings to avoid clutter.

Also, it appears that they let you put spaces within CC, yet then report that the number is invalid. Quite annoying. As mentioned before, no HP. Can confirm that no pull, although the account is just Pending.

BTW, they also let you upload ID in the end, on the pending page, but note that it’s optional.

James B.
James B. (@guest_418049)
June 9, 2017 16:23
  cm

Hi cm,

What did you use for a DD? Was the DD successful for triggering the bonus?

James B.
James B. (@guest_391477)
April 18, 2017 19:21

Any ideas on what qualifies as DD?

I prefer to have more info on what counts as DD before applying.

Steven
Steven (@guest_392488)
April 20, 2017 07:55

As already confirmed, no hard pull,
the above mentioned CSR confirmed as a purchase,
still deciding what to test for DD (also trying to figure out what makes most sense from the DPs on CCCU and BMO Harris).

SUPER easy to open. Less than 10 minutes of my time, so far.

James B.
James B. (@guest_392657)
April 20, 2017 13:47

I agree with you about needing DPs.

One thing unusual with this bank is they require a phone call within 60 days of meeting the requirements. So it appears that they manually verify that the requirements have been met.

Elvis
Elvis (@guest_390983)
April 17, 2017 21:48

According to the fee schedule, there’s a $10 fee for accounts closed within 60 days.

Elvis
Elvis (@guest_391042)
April 17, 2017 23:19

And according to the representative, there’s only a soft-pull.

ChurnTX
ChurnTX (@guest_391150)
April 18, 2017 05:21

They’ve confirmed on twitter that there is no credit check.

https://twitter.com/FirstUnitedBank/status/853989274450087940

Elvis
Elvis (@guest_391303)
April 18, 2017 12:42

Also, remember to keep at least cents inside the account, or it will be closed after 5 days.

Shaun
Shaun (@guest_390698)
April 17, 2017 11:02

My account is pending as well.

Charged $200 to Citi AA, $1 pending charge says MORTGAGE COMPANIES-FINANCIAL INSTITUTION.

No idea if hard or soft pull yet.

Shaun
Shaun (@guest_390818)
April 17, 2017 16:10

$200 came through as purchase today on Citi AA.

I’ll probably move my real direct deposit here since you have to call them after completing requirements. I even have a branch near my house.