[PA, In Branch] CBT Bank $150 Checking Bonus – Direct Deposit Not Required

Offer at a glance

• Maximum bonus amount: $150
• Availability: In branch only. All branches are in PA [Branch locations]
• Direct deposit required: Optional, see below
• Additional requirements: Direct deposit or 6 debit card transactions
• Hard/soft pull: Soft pull
• ChexSystems: Yes
• Credit card funding: Unknown
• Monthly fees: None
• Early account termination fee: $20, 90 days
• Household limit: None listed
• Expiration date: None listed

The Offer

Direct link to offer

• CBT bank is offering a bonus of $150 when you open a new checking account and complete one of the following requirements within 60 days of account opening:
  • 6 debit card transactions OR
  • Qualifying direct deposit of at least $250

The Fine Print

• New Customers Only, one offer per individual or account, maximum bonus $150; consumer natural persons only.
• All accounts, services, and devices subject to approval.
• Minimum balance to earn reward is $25.00.
• Direct Deposit must be payroll, pension, or other monthly income from a third party equal to a minimum of $250.00 to be eligible.
• Debit Card transactions must be posted and clear account within the first 60 days to qualify.
• Bank reserves the right to disqualify offer if accounts are not opened
  in good faith or not in good standing at time bonus is paid.
• Bonus will be paid within 61 to 75 days of account opening and is subject to tax reporting.
• Offer subject to withdrawal or change at any time.
• Rewards are subject to IRS Tax Reporting and will be issued a 1099-INT form.

Avoiding Fees

Monthly Fees

They have a free checking account with no monthly fees to worry about

Early Account Termination Fee

According to the fee schedule there is a $20 fee if the account is closed within 90 days.

Our Verdict

Not a massive bonus, but it is $150 and no hard pull or direct deposit required or monthly fees. Because of that I do think it’s worth doing. As always you can view the best checking bonuses by clicking here. Share your own experiences with this bank and bonus in the comments below.

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