[Expired] [PA, NJ only] First Commonwealth Federal Credit Union $300 Checking Bonus

Deal has ended, view more bank account bonuses by clicking here.

Offer at a glance

• Maximum bonus amount: $300
• Availability: PA, NJ
• Direct deposit required: Optional
• Additional requirements: Unknown
• Hard/soft pull: Soft pull
• ChexSystems: Yes
• Credit card funding: Up to $500
• Monthly fees: None
• Early account termination fee: $20, 90 days
• Household limit: None listed
• Expiration date: 12/31/2023

The Offer

Direct link to offer

• First Commonwealth Federal Credit Union is offering a $300 checking bonus when you open a new checking account and complete the following requirements
  • Use promo code GET300
  • Deposit $1,000 in 60 days of account opening or enroll in direct deposit.

The Fine Print

• Promotion open to U.S. Residents who are 18 years of age or older at the time the account is opened using promotion code GET300. Limit one (1) bonus per tax identification number used to open a new FCFCU account. New members only (may not be primary owner on any existing account in the past 6 months). Indirect members and Business members are not eligible for the new member bonus.
• $5 in Regular Share Account is required to establish membership. Benefit Checking account and membership must be opened on the same day. Deposit requirement can be satisfied with check, cash, electronic transfer and/or direct deposit within 60 days of account opening.
• Bonus can be earned for new memberships with a checking account opened between 8/1/2023 – 12/31/2023. Bonus payment will be made within the first two weeks of the month following the satisfaction of bonus requirements. Member must be in good standing as defined by FCFCU’s Bylaws to receive any bonus payment. Bonuses are considered dividends/interest and will be reported to the IRS, if applicable. The recipient of the bonus payment is solely responsible for payment of applicable taxes. For questions, please seek advice of a qualified tax professional. All decisions of FCFCU regarding this promotion are final. FCFCU may extend, terminate or change the terms and conditions of this promotion without notice. Subject to all applicable federal, state, and local laws and regulations. Subject to approval. Additional restrictions may apply.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Value checking account has no monthly fees to worry about.

Early Account Termination Fee

According to the fee schedule there is a $20 fee if closed within 90 days of account opening.

Our Verdict

Easier requirements than last time and the bonus is an extra $50. This is a very good bonus with very easy requirements. I’d recommend signing up ASAP as I can see this being pulled early.

Hat tip to Bockrr

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