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The Offer
Pepper app is offering the following deals:
- Get 10% back in points on Sam’s Club with no limit (these are the same as Walmart gift cards; works on gas too); offer valid March 24 through March 30
- Get 10% back in points on Home Depot with no limit; offer valid March 24 through March 30
- Get 12% back in points on Lowe’s with no limit; offer valid March 24 through March 30
- Get 10% back in points on Chipotle with no limit; offer valid March 24 through March 30
- Get 10% back in points on DoorDash with no limit; offer valid March 24 through March 30
- Get 18% back in points on Bath & Body Works with no limit; offer valid March 18 through March 24
- Get 10% instant discount on Uber gift cards (plus the regular 3% back in points), up to $200 in purchases; offer valid March 1 through March 31
- Get 10% instant discount on UberEATS gift cards (plus the regular 3% back in points), up to $200 in purchases; offer valid March 1 through March 31
- Get 13% instant discount on Instacart gift cards (plus the regular 3% back in points), up to $200 in purchases; offer valid March 18 through March 31
The standard Pepper points will be instantly available and the bonus Pepper points will be awarded for most of these deals on 4/14/25. You can see these deals in your messages tab or notifications tab. Be sure that you should see the bonus reflected on the checkout screen; deals might sell out early.
The Pepper points system is confusing, so let’s give an example: Let’s say, for example, that Pepper is offering 10x on Sam’s Club. If you buy $100 in Sam’s Club gift cards, you’ll get 8,000 points instantly (4x) which is worth $4 toward your next purchase; that’s 4% back. In a few weeks, you’ll get an additional 12,000 points which is worth $6 and is the same as 6% back. Altogether, you’ll end up with 10x back will is the same as 10% back. It’s easier to just avoid thinking about the points totals and focus on the ‘x’ back since that is the same number as the % back you’ll be getting (1x = 1% back; 10x = 10% back).
You’ll see a tab in the app called ‘Points History’ which will clearly show which points have posted and which points are pending.
Our Verdict
This stacks nicely with the AmEx Offer to get $30 back on $75 spend which is valid through 3/31/25.
Keep in mind that for most of these deals the bonus points won’t be available for a few weeks, and it’s not worth buying unless you can manage the risk of something going wrong with the bonus points posting a few weeks down the line.
Reports are that Amex Business Gold to earn 4x if it’s one of your top two categories as part of the Computer Software category. And it counts as Computer Software category for BofA Biz Advantage Customized Cash Rewards cards for 3%/5.25% and for 1.5x on the Business Platinum card. And reports are that it counts as Online Shopping for BofA cards and Blue Cash card and ShopYourWay card and the legacy Citi AT&T card. And reportedly it counts as Tech for 5% on the Paypal debit card.
Note: While there is no limit to most of these deals, you might be limited in overall quantities that can be purchased from Pepper in a day. For example, you might only be able to buy $2,000 or another amount until the app stops you. It’s sometimes possible to increase limits by calling in and verifying. And you might be able to buy again the next day as your limits reset.
People have increasingly been reporting issues (since December 2024) with getting in contact with Pepper reps when issues arise. There have also been times when people have had issues logging in; therefore, I’d recommend screenshotting and copying the gift card info immediately. I’d also recommend using up the Pepper points quickly to be safe.
My thanks if you enter my signup code 584255 during the initial signup process. Those who signup with a referral code get $20 back if you spend $200 within 15 days. Please no referral sharing in the comments below. (Note: new members might not see the increased offers until after 15 days.)
I tried using the Amex offer for Pepper Rewards ($30 off $75) on a second Amex card that also had the offer. I had already redeemed it on another card, but now it won’t let me add the offer to the second card. Has anyone successfully used the offer on multiple cards recently?
if they have 10% back on costco cash cards we well, would be good
Does this mean $200 max for Uber and $200 max for UberEats or $200 max combined?
Since Uber & UberEats giftcards are interchangeable, I’m wondering if the real maximum is $400.
Any issue buying 3rd party GCs at Lowe’s with these Lowe’s GCs?
no you cannot
Why am I seeing 30x back on these merchants?
Does this mean 10% back?
yep, just read carefully, you got 10% back as points and these points can be redeemed in an increment of $5
But those points won’t be available for a couple weeks so keep that in mind.
Has anyone else had trouble getting Pepper to accept certain credit cards? The Pepper app doesn’t allow me to add Capital One CCs and says “Error, your card may have been involved in a data leak. Please use another card.” Really unfortunate because I need to hit MS on this card.
My C1 card also doesn’t work. I think it’s due to the fact that Eno can generate virtual cards then people will be able to refer themselves for the SUB.
Why not purchase from GCX where the instant discount is around 15% for most of these cards?
Some people are getting 30% back from Pepper for these same gift cards and selling them for less than Pepper charges everyone else.
Can you use the sam’s club GC while checking out of walmart?
Why not purchase from GCX/Raise where the instant discount is around 15%?
Some people are getting 30% back from Pepper for these gift cards and reselling them for less than Pepper charges everyone else.