Contents
The Offer
Pepper app is offering the following deals:
- Get 12% back on Amazon with no limit
- Get 18% back on Champ’s with no limit
- Get 20% back on Ulta with no limit
- Get 20% back on Victoria’s Secret with no limit
- Get 20% back on Ace Hardware with no limit
- Get 20% back on Bed Bath & Beyond with no limit
The standard Pepper points will be instantly available and the bonus Pepper points will be awarded on 11/2/24. You can see these deals in your messages tab or notifications tab; also, be sure that you should see the bonus reflected on the checkout screen. These deals end today and often sell out early.
The Pepper points system is confusing, so let’s give an example: Let’s say, for example, that Pepper is offering 10x on Amazon. If you buy $100 in Amazon gift cards, you’ll get 8,000 points instantly (4x) which is worth $4 toward your next purchase; that’s 4% back. In a few weeks, you’ll get an additional 12,000 points which is worth $6 and is the same as 6% back. Altogether, you’ll end up with 10x back will is the same as 10% back. It’s easier to just avoid thinking about the points totals and focus on the ‘x’ back since that is the same number as the % back you’ll be getting (1x = 1% back; 10x = 10% back).
You’ll see a tab in the app called ‘Points History’ which will clearly show which points have posted and which points are pending. (Update your app if you don’t see it.)
Our Verdict
Keep in mind that for most of these deals the bonus points won’t be available for a few weeks, and it’s not worth buying unless you can manage the risk of something going wrong with the bonus points posting a few weeks down the line. I’d recommend screenshotting and copying the gift card info immediately, and I’d also recommend using up the Pepper points quickly, since there have been times when people have had issues logging in, etc.
Reports are that Amex Business Gold to earn 4x if it’s one of your top two categories as part of the Computer Software category. And it counts as Computer Software category for BofA Customized Cash Rewards cards for 3%/5.25% and for 1.5x on the Business Platinum card. And reports are that it counts as Online Shopping for BofA cards and Blue Cash card and ShopYourWay card and the legacy Citi AT&T card.
Note: While there is no limit to most of these deals, you might be limited in overall quantities that can be purchased from Pepper in a day. So you might only get $2,000 or some other number until the app stops you. It’s sometimes possible to increase limits by calling in and verifying. And you might be able to buy again the next day as your limits reset.
My thanks if you enter my signup code 584255 during the initial signup process. Those who signup with a referral code get double Pepper points on all purchases for 15 days. (If you do a bonus offer during the referral period, some people report there being a stack of the two deals with double points on the base and single points on the bonus. Others report only the base gets doubled.) Please no referral sharing in the comments below.
Amazon is 13% today only
I think 13% is the highest we’ve ever seen
Amazon 12% off already gone at 10:00 CST
Also the app most certainly does not have a Points History tab. No idea where you are seeing that.
You probably need to update your app, the update was released a few weeks back. I’ll add a note
After the bonus deal etc I have now 120K in my account and it says it is equivalent to $60. This is ridiculous
I thought 120K points would be equivalent to $120 🤦🏻
Just joined for the 12x on amazon. Is there a cap on the double points for new users for the first 15 days? I’m not seeing any double points, just wondering if they will hit after the 15 days, or if it does not apply for a promo merchant. Thanks. I might buy more if it will double from 12x to 24x.
Thanks for the great explanation! I jumped into this Pepper post because I keep seeing it in the Doctor of Credit Daily Update and wondered if I should jump in. Probably not at this time, but I’ll use your referral code if I do