[Expired] Pepper: Get 12% Back on Sam’s Club; 14% on Lowe’s & More

The Offer

Pepper app is offering the following deals:

1. Get 12% back on Sam’s Club with no limit (these are the same as Walmart gift cards)
2. Get 14% back on Lowe’s with no limit
3. Get 15% back on Converse with no limit
4. Get 15% back on Wayfair with no limit
5. Get 9% back on Meijer, up to $500 purchase, one-time use (valid 9/20 – 9/30)

The standard Pepper points will be instantly available and the bonus Pepper points will be awarded on 10/15/24. You can see these deals in your messages tab or notifications tab; also, be sure that you should see the bonus reflected on the checkout screen. These deals end today and often sell out early.

The Pepper points system is confusing, so let’s give an example: Let’s say, for example, that Pepper is offering 10x on Amazon. If you buy $100 in Amazon gift cards, you’ll get 8,000 points instantly (4x) which is worth $4 toward your next purchase; that’s 4% back. In a few weeks, you’ll get an additional 12,000 points which is worth $6 and is the same as 6% back. Altogether, you’ll end up with 10x back will is the same as 10% back. It’s easier to just avoid thinking about the points totals and focus on the ‘x’ back since that is the same number as the % back you’ll be getting (1x = 1% back; 10x = 10% back).

Pepper will send out an email when the bonus points are awarded. And, if you update to the newest version of the app, you’ll see a ‘Points History’ tab which will clearly show which points have posted and which points are pending.

Our Verdict

Keep in mind that for most of these deals the bonus points won’t be available for a few weeks, and it’s not worth buying unless you can manage the risk of something going wrong with the bonus points posting a few weeks down the line. I’d recommend screenshotting and copying the gift card info immediately, and I’d also recommend using up the Pepper points quickly, since people have had issues logging in, etc. Also note that it is sometimes difficult to track down exactly which Pepper points are posting down the line.

Reports are that Amex Business Gold  to earn 4x if it’s one of your top two categories as part of the Computer Software category. And it counts as Computer Software category for BofA Customized Cash Rewards cards for 3%/5.25% and for 1.5x on the Business Platinum card. And reports are that it counts as Online Shopping for BofA cards and Blue Cash card and ShopYourWay card and the legacy Citi AT&T card.

Note: While there is no limit to most of these deals, you might be limited in overall quantities that can be purchased from Pepper in a day. So you might only get $2,000 or some other number until the app stops you. It’s sometimes possible to increase limits by calling in and verifying. And you might be able to buy again the next day as your limits reset.