[Expired] Pepper: Get 12% Back At Sam’s Club, 20% Back At Grubhub, Belk, Victoria’s Secret & More

Update 8:30pm ET: added 12% Sam’s Club

The Offer

Pepper app is offering the following deals:

1. Get 12% back on Sam’s Club with no limit (these work at Walmart too)
2. Get 20% back on Grubhub with no limit
3. Get 20% back on Victoria’s Secret with no limit
4. Get 20% back on Belk with no limit
5. Get 20% back on Abercrombie with no limit
6. Get 20% back on Hollister with no limit
7. Get 18% back on Columbia with no limit
8. Get 15% back on Netflix with no limit
9. Get 15% back on Converse with no limit
10. Get 14% back on Airbnb with no limit

The standard Pepper points will be instantly available and the bonus Pepper points will be awarded on 10/1/24. You can see these deals in your messages tab or notifications tab, and you should see the bonus reflected on the checkout screen. These deals end tomorrow, 9/10/24.

The Pepper points system is confusing, so let’s give an example: Let’s say, for example, that Pepper is offering 10x on Amazon. If you buy $100 in Amazon gift cards, you’ll get 8,000 points instantly (4x) which is worth $4 toward your next purchase; that’s 4% back. In a few weeks, you’ll get an additional 12,000 points which is worth $6 and is the same as 6% back. Altogether, you’ll end up with 10x back will is the same as 10% back. It’s easier to just avoid thinking about the points totals and focus on the ‘x’ back since that is the same number as the % back you’ll be getting (1x = 1% back; 10x = 10% back).

Our Verdict

Keep in mind that for most of these deals the bonus points won’t be available for a few weeks, and I wouldn’t recommend buying unless you can manage the risk of something going wrong with the bonus points posting a few weeks down the line. I’d recommend screenshotting and copying the gift card info immediately, and I’d also recommend using up the Pepper points quickly, since people have had issues logging in, etc. Also note that it is sometimes difficult to track down exactly which Pepper points are posting down the line.

Reports are that Amex Business Gold  to earn 4x if it’s one of your top two categories. And reports are that it counts as Online Shopping for BofA cards and Blue Cash card and ShopYourWay card. And it counts as Computer Software category for BofA Customized Cash Rewards cards and for 1.5x on the Business Platinum card.

Note: While there is no limit to most of these deals, you might be limited in overall quantities that can be purchased from Pepper in a day. So you might only get $2,000 or some other number until the app stops you. It’s sometimes possible to increase limits by calling in and verifying. And you might be able to buy again the next day as your limits reset.