[Expired] Pepper: Get 8% Back On Amazon, Sam’s, Lowe’s; 15% Instacart; 13% DoorDash & More (Stack with AmEx Offer)

The Offer

Pepper app is offering the following deals:

  1. DoorDash 10% instant discount (plus 3% back); max $400 in purchases of each; 12/2 – 12/6
  2. Instacart 12% instant discount (plus 3% back) from 11/23 – 12/4. Max $200 spend.
  3. Get 8% back on Amazon with no limit; offer valid December 2 – December 8
  4. Get 8% back on Amazon Fresh with no limit; offer valid December 2 – December 8
  5. Get 8% back on Lowe’s with no limit; offer valid December 2 – December 8
  6. Get 8% back on Nike with no limit; offer valid December 2 – December 8
  7. Get 8% back on Sephora with no limit; offer valid December 2 – December 8
  8. Get 5% back on Sam’s Club with no limit (these are the same as Walmart gift cards for Walmart and Walmart gas); offer valid December 2 – December 8
  9. Get 20% back on Zaxby’s with no limit; offer valid through December 20
  10. Get 20% back on Old Navy with no limit; offer valid through December 2
  11. Get 10% back on Nordstrom with no limit; offer valid through December 2

The standard Pepper points will be instantly available and the bonus Pepper points will be awarded for most of these deals on 12/23/24. You can see these deals in your messages tab or notifications tab. Be sure that you should see the bonus reflected on the checkout screen; these deals only last one day and they often sell out early.

The Pepper points system is confusing, so let’s give an example: Let’s say, for example, that Pepper is offering 10x on Amazon. If you buy $100 in Amazon gift cards, you’ll get 8,000 points instantly (4x) which is worth $4 toward your next purchase; that’s 4% back. In a few weeks, you’ll get an additional 12,000 points which is worth $6 and is the same as 6% back. Altogether, you’ll end up with 10x back will is the same as 10% back. It’s easier to just avoid thinking about the points totals and focus on the ‘x’ back since that is the same number as the % back you’ll be getting (1x = 1% back; 10x = 10% back).

You’ll see a tab in the app called ‘Points History’ which will clearly show which points have posted and which points are pending. 

 

Our Verdict

Keep in mind that for most of these deals the bonus points won’t be available for a few weeks, and it’s not worth buying unless you can manage the risk of something going wrong with the bonus points posting a few weeks down the line. There have been times when people have had issues logging in; therefore, I’d recommend screenshotting and copying the gift card info immediately. I’d also recommend using up the Pepper points as soon as possible to be safe.

These deals stack well with the AmEx Offer for $15 off $50. Reports are that Amex Business Gold  to earn 4x if it’s one of your top two categories as part of the Computer Software category. And it counts as Computer Software category for BofA Customized Cash Rewards cards for 3%/5.25% and for 1.5x on the Business Platinum card. And reports are that it counts as Online Shopping for BofA cards and Blue Cash card and ShopYourWay card and the legacy Citi AT&T card. And reportedly it counts as Tech for 5% on the Paypal debit card.

Note: While there is no limit to most of these deals, you might be limited in overall quantities that can be purchased from Pepper in a day. So you might only get $2,000 or some other number until the app stops you. It’s sometimes possible to increase limits by calling in and verifying. And you might be able to buy again the next day as your limits reset.

My thanks if you enter my signup code 584255 during the initial signup process. Those who signup with a referral code get $20 back if you spend $200 within 15 days. Please no referral sharing in the comments below.

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18 Comments
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R
R (@guest_1966645)
December 8, 2024 22:41

just signed up using your code.

GZG
GZG (@guest_1963579)
December 3, 2024 19:07

what is the business model here where whales and resellers get better deals than regular people, what happens when the money dries up and you can’t just give over 10, 15, 20x points on every purchase?

I honestly don’t get it, if anybody knows, would love to know, personally.

Chris
Chris (@guest_1962877)
December 2, 2024 14:54

Has anyone else had any success getting out of Pepper jail? I am not being targeted for any of the lucrative offers anymore. I understand that this is a common experience that the way to get out is by spending a lot in a short period but nobody knows how much that amount is. It would be good to have some data points.

joe
joe (@guest_1962982)
December 2, 2024 19:17

What’s your spending habits like with pepper?

Chris
Chris (@guest_1963053)
December 2, 2024 21:37

Aug 19: $500
Aug 20: $1500
Aug 23: $500
Aug 27: $500
Aug 31: $100

Sept 6: $500
Sept 11: $1000
Sept 13: $50

Oct 9: $1300
Oct 11 $500
Oct 13: $25
Oct 16: $500
Oct 25: $101.32
Oct 26: $77.69
Oct 30: $500

Nov 15: $500
Nov 17: $1000
Nov 18: $500
Nov 21: $300

–> All good offers like anything more than 8X at Amazon or Sam’s Club disappeared at this point

TysonC
TysonC (@guest_1963634)
December 3, 2024 20:35

Not nearly enough spend for the better offers. Seemingly they kept the higher offers for people spending anywhere from $15-30 thousand per month.

dragon
dragon (@guest_1962867)
December 2, 2024 14:26

I am locked out of my account since their ID verification system crapped out a week ago. With thousands of dollars of gift cards + points that I cannot access, I am considering a chargeback. Beware that their customer service is non-existent if you run into any issues. The phone number will never connect and they will not respond to emails.

dragon
dragon (@guest_1963086)
December 2, 2024 23:17

Thanks Chuck for the reply. I do have screenshots for some but not all giftcards, but I didn’t redeem a ton of the points that I have. Now that they have added expiry to the points and I cannot contact them despite trying everyday for over a week, it doesn’t feel as good. I will try for a few more days before triggering a chargeback if that’s what gets their attention.

honeyras
honeyras (@guest_1966943)
December 9, 2024 16:55

The average turnaround time is about a week or 1.5 weeks – Its nerve wracking to wait for that long for the few times I got locked out of my account with more than $4k worth of points locked up (I spend aout $50k on the app a month) – but they do eventually get back.

Trevor
Trevor (@guest_1962865)
December 2, 2024 14:22

Weren’t the bonus points posting after two weeks? It’s now showing as 12/23 for today’s purchases, indicating 3 weeks.

Larrabeedrill
Larrabeedrill (@guest_1962798)
December 2, 2024 12:33

DP:
Pepper rewards codes as Tech catagory for PayPal Debit 5% Cashback! This lets you stack for an additional 5% cb up to $1000 in spend each month.

Also got the security challenge today, took photos of drivers license and was approved in under 1min.

George
George (@guest_1962779)
December 2, 2024 12:03

I tried making more than one transaction today on Pepper and it now says I failed a security challenge. I tried again–same thing. Anyone else encounter this?

NYer
NYer (@guest_1962789)
December 2, 2024 12:14

I ran into this issue 2 weeks back. I had to email them to allow me to purchase again. It took 2 days but they unlocked. It looks like they have an internal limit above which they lock you. Even the purchase using points were failing.

George
George (@guest_1962792)
December 2, 2024 12:19

Okay. Thank you very much. I sent them an email. Did they ask for anything or just unlocked it with a simple email?

NYer
NYer (@guest_1962805)
December 2, 2024 12:41

No, they didn’t ask anything. They just unlocked it.

George
George (@guest_1962811)
December 2, 2024 12:54

Excellent. Thanks again!