PNC allows $2,000 in credit card funding on their bank accounts, and they also have some nice signup bonuses, including this nationwide $200-300 offer. Unfortunately, many data points are coming in that PNC has changed their system and the credit card charges are now coding as a cash advance, not an ordinary purchase.
This includes attempts with Chase (INK Preferred, United, etc.), Fidelity, Bank of America, Citi, and Barclay. It’s likely that everything is now a cash advance. See data points in the comments of this post and this post (toggle to get the newest comments), as well as these Reddit reports.
The change happened something on March 13th, I believe. If anyone finds anything that still works from March 13th and beyond, please let us know. We’ll update our resource on Bank Accounts that Count as Purchase with the new information.
If you were hit with a cash advance fee, the first thing to do is pay off the balance immediately so that you don’t continue to accrue interest. You can also try calling in and explain the situation, and ask the bank to waive the 3% cash advance fee. Not sure if it’s possible to have a cash advanced reversed, that seems unlikely.
Anyone try PayPal key, as that would present as a debit card.?
DP: PayPal Key did not work.
Can you fund with Visa Gift Cards? Also does PNC allow you to fund other accounts with a Visa Gift Card at later dates?
this is a great question. would love if someone has a DP on this.
Does PPBDC still earn CB?
Tried with US Bank Business Cash, Alaska Airlines Business Visa, and two VGCs but nothing worked. 🙁
Recent reports on r/churning show it may not be totally dead, only mostly dead (gratuitous Princess Bride reference): https://www.reddit.com/r/churning/comments/bjtmxh/data_points_central_thread_week_of_may_02_2019/emb7h38
Tried my workhorse Citi D/C tonight. Declined.
Next tried Chase U/L. Declined.
CA limit on both card were $0 and $20. An hour later I noticed Chase sent me a Fraud Alert e-mail to confirm I was aware of the transaction. I confirmed it, but too late now to retry – already used debit. Feel stupid for not looking earlier, but may have ended the same way even if I retried.
Anyone with a Barclay arrival+ card tried to fund it?
any DP on capital one cards (i.e. savor?)
Funded PNC account for 2K with Chase card (cash advance limit was 2K now reduced to $100). I have already prepaid the balance so no interest. I sent a SM to Chase asking for a courtesy waver of the $100 Cash Advance fee.
Chase refused to waive $100 Cash Advance fee both on SM and Twitter. I asked for 10k UR points instead but they would only credit 2500 points to my UR account.
Dang, I shouldn’t have procrastinated on this one