PNC Cash Unlimited Visa Signature: 2% Back, $250 Bonus, No FTF & No Annual Fee

PNC recently launched the Cash Unlimited Visa Signature. Card details as follows:

  • $250 bonus when you spend $1,000+ within the first three months
  • Card earns 2% cash back on all purchases
  • $0 annual fee
  • No foreign transaction fee
  • $800 cell phone protection
  • 15 month interest fee period on balance transfers ($5 or 4% balance transfer fee)

Interesting card due to the 2% back and no FTF or annual fee for everyday purchases.

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Wave
Wave (@guest_1956147)
November 21, 2024 09:27

Few things about PNC from my experience:

You need to use a browser to pay credit card using external accounts.
Their app only allows for credit card payments with PNC checking/savings (external accounts don’t even show up as an option even if linked)
Can only add three external accounts (not a big deal for most, but I just discovered this).

Nice that this card has no minimum redemption amount for statement credit or deposit. Their other Cash Rewards card has a $25 minimum.

RandSand
RandSand (@guest_1955523)
November 20, 2024 10:58

Applied for the card and was instantly approved with a 5k limit at 3/24. Have the PNC points card that was previously converted from the BBVA Clearpoints but no checking since I closed that.

Kerry
Kerry (@guest_1952434)
November 15, 2024 16:35

Declined. Just opened a checking account with them yesterday. 2/24

O'Ryan
O'Ryan (@guest_1948540)
November 10, 2024 20:00

Opened a checking account dor P2 2 weeks ago. Just tried to open a black credit card. Declined. LoL/24.
NB : P2 was also approved for a new credit card at different bank, about 2 weeks ago. Maybe I should have waited more weeks. Will try again in 1 month.

cameron
cameron (@guest_1938950)
October 26, 2024 13:57

theres also a $6000/$600 busines card

fdic
fdic (@guest_1906977)
September 7, 2024 14:37

Does PNC have a way to check if you are pre qualified like Capital One has?

cc
cc (@guest_1910640)
September 12, 2024 17:56

no

Tigerlicious
Tigerlicious (@guest_1902463)
August 30, 2024 12:48

Had a pnc banking account but closed. Used that login and applied. Under review then approved second day with 5k. 4/24

Steve
Steve (@guest_1901457)
August 28, 2024 23:46

Non PNC customer, approved via phone application, 4/24, 2/12.

Morris
Morris (@guest_1901349)
August 28, 2024 20:04

LOL/24 and Declined.

ORyan
ORyan (@guest_1900817)
August 28, 2024 01:11

“The applicant must be a PNC Online Banking user to apply online.”

YOU SHOULD BE A PNC CUSTOMER TO APPLY FOR THIS CREDIT CARD.