Update 7/29/24: Available again.
Update 7/15/24: Deal is back on Rakuten to get 95% back on Norton and on Lifelock. There is an Amex Offer out there for 20% back on Norton and a Chase Offer for 15% back on Norton.
Contents
The Offer
- Shopping portal Rakuten/eBates is offering 95% cash back on LifeLock purchases
Our Verdict
Rakuten cashback can be converted into American Express Membership Rewards points. LifeLock Ultimate Plus Plan is the most expensive plan, this will cost $296.90 and you’d earn $267.21 or 26,721 MR rewards points. This works out to be 1.11¢ per point. New Rakuten members can get another 3,000 points for signing up as well.
Personally this is an easy pass for me, too much room for something to go wrong and I don’t really want to have to deal with that for a very slight profit. Others (especially people that value MR points highly) will find this worth doing.
Post history:
- Update 6/17/24: Available again.
- Update 4/22/24: Available again.
- Update 2/28/24: Available again.
- Update 2/11/24: Available again. Amex offer is 20% back currently.
- Update 9/4/23: 95x back on Rakuten for Norton, Lifelock, NordVPN. Also check for a Chase Offer, Amex Offer for Norton, and for any Fidelity Bloom offers. If you have the Amex business card offer for 25% back, you can buy the $200 Norton plan and turn this into a $40 moneymaker. Can be worth more if you value Rakuten points at more than one-cent-per-point. (ht mms82 on Reddit)
- Update 7/10/23: 95x back on Lifelock, Norton, NordVPN. Also check for a Chase Offer, Amex Offer for Norton, and for any Fidelity Bloom offers. (ht Matt)
- Update 5/14/23: 95x back on Lifelock. Same offer for Norton. You might also have 10% back with Chase Offer or 20% back with Amex Offer. (Not sure if there’s still a Fidelity Bloom offer.)
- Update 3/25/25: 95x again in app.
- Update 3/17/23: Showing 95x again in the Rakuten app only (not sure if the Amex Offer or Fidelity Bloom offer is still around). ( ht FIRE_2045)
- Update 1/22/23: Showing 95x now in the Rakuten app only. There’s also an Amex Offer for 4x per dollar. (ht Future_Car9082) Or you can get 20% back with Fidelity Bloom. (ht TDD)
- Update 10/10/22: Showing as 95% for some.
- Update 9/5/22: It’s back/still at 90%Â now. Some are seeing a targeted offer from Rakuten for 95%, today only
- Update 6/1/22: Deal is back at 90%.
- Update 4/15/22: Deal is back at 90%.
- Update 2/21/22: Back again at 95% this time (up from 90%). Hat tip Kris
- Update 2/19/22: Back again.
- Update 1/30/22: Back again
- Update 11/16/21: Back again
- Update 11/11/21: Available again (not sure if the $20 Chase Offer is still around)
- Update 6/13/21: Available again, 90% available via App.
- Update 2/15/21: Available again.
- Update 12/20/20: Available again.
- Update 11/30/20: Deal is back at the 90% level.
- Update 11/26/20: Deal got better now with 100% back, highest ever. (It’s also a good time to signup now for Rakuten at $40 signup bonus.) Hat tip to reader Brick
- Update 11/12/20: This is back again, as well as the $20 Chase Offer/Bank Amerideal. Hat tip to FM
- Update 10/14/20: This is back. There is also a Chase offer / Bank Amerideals for $20 back, making it even better. Hat tip to Matthew
- Update 9/5/20: This is back. Hat tip to SDubbs
- Update 8/18/20: This is back. Hat tip to SDubbs
90% on rakuten is back today, and check if you have amex offers (25% and 4x points) to stack to make it a moneymaker.
my vpn purchase posted as NORTONLIFELOCK so will see if it works for the amex offers since lifelock is verboten in the terms
already tracked on both amex offers
90% off on Rakuten back today 8/31/24.
I am sure this question has been asked before; is it churnable?
Expired. I have the Amex offer but I wasn’t sure what plans would trigger both. There are so many products. If anyone has Specific product names they bought that would help. Next round I’ll try.
Just an FYI you can also wait until RevU on Swagbucks has a triple sb promotion that they run on occasion, during this time usually they offer enough that Norton/Lifelock is already a money maker, and then you can stack a card offer on top of that if one is running at the time.
Prepare yourself: Norton will spam the hell out of you and Lifelock will sell your data to all comers.
95X/95% is back again, only available until midnight east coast.
I’ve got an offer for 25% back on Norton up to $60 on an almost brand new Business Gold card. Working on the initial SUB spending since I just got it and with the updated 4X categories Norton will probably trigger as a software & cloud system provider. Terms on the offer say it excludes Lifelock but with other positive data points I’m going to shoot for the moon and see if it all stacks.
Why don’t you just do the Norton then since the term states it excludes Lifelock??
Lifelock Ultimate Plus pretty much perfectly maxes out the AMEX offer (if it works) at $240. Most of the Norton products without Lifelock topped out at $100. I do see now there is a small business Norton product that’s around $200 which might work well. I was willing to jump since there have been past positive results with Lifelock.
Points in Rakuten already show as pending so it tracked there. Hopefully the AMEX side all clears in a couple of days.
Great success! Offer credited from AMEX 5 days later on 8/3 – a few cents shy of $60 back after purchasing Lifelock Ultimate Plus for $239.88. No email had to check the account to see it triggered.
Would be nearly a $50 money maker just as straight cash back. If the Business Gold counts this as a 4X category after statement close will just add to it. Planning to use the points for travel so should do really well on the return.
After statement close on AMEX Business Gold the Lifelock Ultimate Plus purchase updated to 4X earnings for the month. Stacking with the Rakuten offer meant 99X MR earnings, plus it was during the SUB for this card.
Total return 23,748 MR on $179.91 spend after the 25% statement credit from AMEX offer.
Amex offer term says it excludes LifeLock. Does it trigger the offer??
Amex offer did not trigger for me. The Rakuten offer took 24 hours to show up (initially showed up as $0 cash back, then updated the next day to the full amount)
This is showing up as 90% cashback for me now so it may have ended.
With the refer a friend promo, you can get it boosted to 95-100% if you’re new to Rakuten. You could also use the TopCashBack highest cashback guarantee program to get higher cashback: https://www.topcashback.com/blog/cash-back-guarantee/
Rate history: https://www.cashbackmonitor.com/cashback-store/lifelock/best-rate-history/
The previous 95% cashback offer was on the 4th of July so it might return soon.
For this to pay out, you need to CANCEL your Lifelock account by contacting customer service, and then sign up again. This will not work for renewals if you don’t actively cancel your subscription. Just stopping auto-renewal and letting it expire isn’t enough.