Update 10/26/24: Deal is back and valid until 11/30/2024.
Update 7/10/24: Back again until 7/31. Not everyone is seeing 50%, some are seeing lower 35%.
Contents
The Offer
Direct Link to offer (shows in the Ultimate Rewards login)
- Chase released today a new redemption option of Ultimate Rewards points to get Apple merchandise through the Chase portal with bonus value of up to 50% more on the points.
The bonus is broken down as follows:
- Sapphire Reserve: 50% bonus
- Sapphire Preferred: 25% bonus
- INK Preferred/Plus: 25% bonus
- Freedom cards and the no-fee Sapphire card: 10% bonus (20% on Airpods)
- Ink Cash/Unlimited: 10% bonus (20% on Airpods)
Instead of each point being worth 1 cent, it can now worth up to 1.5 cents. For example, if you buy a $600 Apple Watch through the Ultimate Rewards portal, it would typically cost 60,000 Ultimate Rewards points, but it’ll now cost just 40,000 points for Sapphire Reserve cardholders.
Our Verdict
For most people, using the Pay Yourself Back feature will make more sense to get the same 1.5%/1.25% value assuming you have enough dining/Airbnb spend to use up your points on. But overall it’s still nice to have an additional option and could be useful for someone with an Apple purchase to make. It also could be a little bonus for Freedom cardholders to bump up their earnings by 10%.
Deal History:
- Update 5/2/24: Available again. Hat tip to reader K.M.
- Update 11/1/23: Deal is back through 11/30/2023. It’s a bit more interesting now that PYB only offers a max of 1.25%.
- Update 10/15/22: Deal is back and valid through 12/31/22.
- Update 5/3/22: Deal is back through May 31, 2022. They increased the Freedom tier from 5% bonus to 10% bonus (updated below).
- Update 11/1/21: Deal is back and valid 11/01/2021 – 11/30/2021
Fantastic way to get M4 MacBook— which released 5 days ago — for 33% off!
I’ve had CSR since release day (2016), but downgraded to CSP. CSP->CSR product change instantly reflected in account to get 50% bonus (though they say 3 days)
e.g: Retail price: $3.2K MBP m4 max for $2560 (w/ CSP) or ~$2140 (w/ CSR) pre-tax cash value — (214K points for latter).
Even after fee, come out ahead! (CSR = $250 annual fee after $300 travel credit, with all the other “perks” being junk or redundant with other cards)
Any accessory for M4 MacBook?
I didn’t purchase any beyond Apple Care (3 yr), which is also 33% off, which was highly recommended given the screen is apparently fragile on the MBP given tight tolerances.
Felt like a waste to put UR points towards accessories as they’re often on sale.
It’s rather too late. I ordered one without any accessory or Apple Care before reading your posting. Is there any way to add Apple Care at this stage? Thanks anyway.
Hopefully, CSR extended warranty applies to this purchase. If so, would the warranty cover accidental damage to the screen and cover?
you can still cancel if it’s not shipped yet by calling the Chase Apple Order # 1855-245-0470. They may be able to add it on the call by modifying the order (although not sure about this).
You have the option to add protection within 60 days of activation directly from Apple too (albeit at the full price w/o the 20-30% discount).
Card warranty terms virtually never cover “accidental” anything and it’ll have to be some type of device defect and usually after manufacturer warranty expires, which will be extremely unlikely. AC+ is pretty much catch-all and 3 yrs.
Keep in mind you’re paying via points, so I am 99% that it will not be eligible for card benefits
Michael
Curious though when you did the upgrade. You don’t get the repeat bonus right you only did it for the discount 33% offer on csr?
Question since it’s about bonus redemption, chase ink preferred has 25% off Apple products, is this a good way to redeem! I know the Absolute best it to transfer to points programs but I need as iPhone as a gift for a family member and thought 25% w be a good value
probably the best deal you’ll get for an apple product w/o contract
Constant errors when trying to redeem from both mine and P2 accounts. System is bugged or something. Anyone have any positive reports of being able to redeem?
Doesn’t actually work. Cannot place an order using points, keep getting an error message. Support is useless. Hope it gets fixed.
I’ve bought an iPhone 16 Pro Max already, receiving the phone with a trade-in kit on Oct 22 and activating it immediately thereafter. In my situation, would it be easy to returned the opened/activated phone easily? What about the trade-in kit? Is there a way to trade in old device when taking this Chase deal?
Just return it. And sell your phone on swappa. You always get more on swappa, ebay, or marketplace over a trade in and its really not much work.
Thanks a lot! I’ll try those places. By the way, would it be OK to return the phone & the trade-in package to an Apple Store?
Not through Apple directly. The 3rd party is very difficult to work with if you have an issue and some people are waiting weeks or a month for the order and they don’t cancel when you call them up and tell them it’s taking too long, see https://www.reddit.com/r/Chase/s/gMmLWhY5Nb
“Posted 4 years ago”
For all we know they changed VARs.
People are still commenting the same in under a year
I bought their highest end 16 inch MacBook Pro and got it in a week.
the best post I saw about this said if you buy an in demand product, that’s when you are in for bad time.
I’ve personally gotten a MacBook Air from this deal and have been happy with it. I plan on getting a few more devices this go-around.
Depends on the availability of the product.
I think it took a week to get the MacBook last year but I’m not sure. I can’t remember.
I ordered a titanium Apple Watch on the first of the month but it’s on back order. I knew going into it that it was on back order though. So for that one, I’m expecting it at the end of the month (expected ship date is the 21st).
I also ordered a Mac Mini on the 11th. I have a tracking number and I should get it today (13th) but I won’t be able to pick it up until tomorrow unfortunately.
50% more points means 33% off
25% more points means 20% off
10% more points means 9% off
I did what you said. Now I am stuck with grossly overpriced Apple products and a lot less Chase points.
Beavis, as usual you’ll never score
I have NEVER owned ANY grossly overpriced Apple product ever….Did I miss anything?
What does the Samsung top line sell for? Are those cheap? Not exactly.
If Chuck told you to jump off a bridge for 1.33cpp, would you do it?
Depends on how high the bridge is.
Here’s hoping that apple will release a new Macbook Pro before this promotion ends.
If only something like this comes for Amex MR points. I am saving up All the Chase points for Sweet Sweet Hyatt stays.
Can you recommend a sweet spot on the Hyatt redemption? I always keep my Ultimate Rewards — perhaps to potentially transfer to United…but never really transfer them especially after the huge United devaluation in the last year. So I am sitting on a huge pile of UR points.
Every Hyatt redemption is a sweet spot. Depends on what you’re looking for and what you care about, you can find a lot of value across the board. Without context, it’s too broad of a question.
For example, you can gather up lots of low category hotels for extended stays or you can splurge on higher category hotels. The choice is yours!
A sweet spot would be a hotel in an expensive city when you look at the cahs rates and measure against points. You can also book upgraded rooms/suites if you dont have status using points. I use many Hyatt room nights every yr.