Update 9/18/24: Apparently the issue with the Computer Software coding was just temporary and now Pepper app is again coding as it was last week. And so the AmEx Business Gold card should again earn 4x, Business Platinum 1.5x, and 3%/5.25% on the Bank of America Customized Cash Rewards card. (ht MEAB and reader John) As well the Online Shopping category bonuses for BofA cards, ShopYourWay cards, and Blue Cash cards should work as before.
Original Post 9/15/24:
Reader TysonC reports that Pepper app no longer earns bonus rewards on the American Express Business Gold card. Purchases used to be considered part of the Computer Supplies category which can earn 4x on the Business Gold card if it’s one of your top categories. From September 14, 2024 and onward it’s now coding as General Retail and is not eligible for that bonus.
Presumably the Business Platinum card will go down from 1.5x to 1x as well due to the change.
It’s unknown whether the BofA Customized Cash Rewards cards will lose their Computer Software category bonus as Visa/Mastercard might operate differently than AmEx.
And there’s certainly a chance that it will still count as Online Shopping for BofA cards and ShopYourWay card, and possibly for the Blue Cash card as well.
I believe 4x is dead. Can you post on this and others can chime in?
Does it normally take time for 4x to show on Amex Biz Gold? My statement just closed yesterday and everything is showing pending as 1x. I never paid close attention to this..
NVM, 4x showing now. About 24 hours after statement closing.
Ignore this deleted comment.
Still earning 3x on my legacy Citi AT&T access more card for online retail
I’ll add that
For what it is worth I was not getting 1.5x on my platinum as far back as 09/07/24. Last properly bonused purchase was an abg getting 4x on 09/03/24. MCC (C5 32) on amex’s backend is unchanged from bonused and unbonused purchases from moocho.
9/14 Transaction – $500 Sam’s Club – coded as Merchandise & Supplies-General Retail
9/16 Transaction # 1 – $200 Lowe’s – coded as Merchandise & Supplies-General Retail
9/16 Transaction # 2 – $442.63 Airbnb – coded as Merchandise & Supplies-Computer Supplies
My last transaction coded as ‘Computer Supplies’. Others seeing the same for purchases later on 9/16? Or 9/17 that will presumably post tomorrow?
Also noted that the Computer Supplies address is 1815 PURDY AVE, MIAMI BEACH, FL whereas the General Retail address is 185 BERRY ST SUITE 550, SAN FRANSCISO, CA. All of my transactions up until this weekend were the MIAMI BEACH, FL address.
Any data if GC purchases from Pepper count towards signup reward or 2% purchase reward for Well Farego Signify credit card?
Still coding as 3% online retail purchases for Blue Cash Everyday.
Yesterday (9/15), coding was showing as “computer supplies” but it was still pending. Now today it changed and posted as “general retail.” Also the name of the charge posted as “online payments by stripe” whereas before it was always Moocho.
So yeah, looks the party is over.
9/15 charges showed as computer supplies when pending but also posted as of this morning as general. It seems confirmed at least for now that Amex business gold is not getting 4x.