Deal has ended, view more bank account bonuses by clicking here.
Offer at a glance
- Maximum bonus amount:Â $650 business checking, $250 personal checking
- Availability:
- Ridgecrest – Corporate Branch, 701 S. China Lake Blvd, Ridgecrest CA 93555
- Ridgecrest – North Branch, 1450 N. Norma St, Ridgecrest CA 93555
- China Lake – Base Branch, 1115 King Ave, Ridgecrest CA 93555
- Direct deposit required:Â Yes, $250+
- Additional requirements:Â Five debit card purchases
- Hard/soft pull:Â UnknownÂ
- ChexSystems: Unknown
- Credit card funding:Â UnknownÂ
- Monthly fees:Â Unknown
- Early account termination fee: Unknown
- Household limit:Â None
- Expiration date:Â 10/31/2024
Contents
The Offer
- AltaOne Federal Credit Union is offering both a personal and business checking account.
- Open a Personal Checking Account and get $250
- maintain the account in good standing for three consecutive monthly statement periods
- fulfill minimum activity requirements each month during the maintenance period, which include
- receiving a minimum of $250 in direct deposits credited to the account and using the associated debit card for at least five PIN or signature-based transactions
- Open a Business Checking Account and get up to $650
- $250 Business Checking;
- $300 Business Checking Plus;
- $400 Business Analysis Checking;
- $650 MSB Analysis Checking
- Open a Personal Checking Account and get $250
The Fine Print
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
I couldn’t tell what the monthly fees on the accounts were.
Early Account Termination Fee
I wasn’t able to find a fee schedule so unsure if there is an early account termination fee.
Our Verdict
Highly location restricted, but might be worth doing if you live in the area.
Hat tip to ShawntheShawn
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FYI in the details- This offer is exclusively available to persons residing within specific zip codes: 93555, 93556, 93562, 93516, 93528, 93554, 93527, 93592
I travel though the area with the branch once a month, I may stop in and ask regardless about the geofencing.