Update 10/29/26: Robinhood IRA transfer bonus is back through 11/13/26. Reportedly it’s 3% this time with 5 year hold, and even for those without Gold membership. However, I can’t find a public landing page, and so it’s likely targeted; check your own offer. (Again, new contributions are always 3% for Gold members. The thing that changes is the transfer promos which are sometimes zero, sometimes 1%, sometimes 2%, and now might be 3%.) Hat tip to reader vita
Update 1/12/26: Available again. New contributions are still 3%, transfers are 2%. Valid 1/8/26 through 4/30/26. Hat tip to reader Brian.
Update 8/26/25: Available again. Hat tip to reader calwatch
Update 1/9/25: Offer is back from 1/8/25 through 4/30/25 for 2% instead of the standard 1%. (Note: In the past we’ve seen this go as high as 3%) New contributions are still 3%; transfers are 2%.
The Offer
- Robinhood is offering a 3% IRA and 401(k) rollover bonus. Valid until April 30, 2024.
The Fine Print
- 3% match requires Robinhood Gold (subscription fee applies).
- Keep Gold for 1 year and the IRA for 5 years
Our Verdict
This is different to the 3% contribution match available for Robinhood gold members. This offer also requires Robinhood gold. IRA must be kept for five years. We’ll add these to our List of Best Brokerage Bonuses.
