[SC, NC, GA, TN, VA] Sharonview Federal Credit $100 Referral Checking Bonus

Offer at a glance

Maximum bonus amount:
Availability: Anyone, anywhere in the Carolinas, GA, TN or VA has the opportunity to join Sharonview through the Carolina Consumer Council. Use promo code SFCU to get dues waived
Direct deposit required: Yes, $1,000+
Additional requirements: 15 debit card transactions
Hard/soft pull: All recent DP say soft pull
ChexSystems: No
Credit card funding: Up to $250
Monthly fees: None
Early account termination fee: Unknown
Household limit: None listed
Expiration date: None listed

The Offer

Direct link to offer, find and share referrals in this linked post

Sharonview Federal Credit is offering a $200 bonus to both parties if the person being referred completes the following requirements within 90 days of account opening:
- Receive at least $1000 in aggregate direct deposits
- Have at least fifteen (15) posted debit card point-of-sale or online purchases

The Fine Print

Offer available for qualifying member referrals submitted on or after October 1, 2026.
Membership eligibility and account qualifications apply.
All new accounts are subject to Sharonview Federal Credit Union (SFCU) consumer and/or business membership agreements, terms, and disclosures.
Must be 18 or older to qualify.
Existing members may not open additional memberships to qualify.
Former members qualify as a new member provided the account was closed at least six (6) months prior to the date of reopen and there were no previous losses to SFCU.
In order to receive the reward, both the referred and referring member’s accounts must remain in good standing for a period of 120 days from the opening date of the referred member’s account.
The referred member must open and fund a new SFCU membership share ($5 minimum opening deposit) and checking account ($25 minimum opening deposit) within seven (7) calendar days of account opening. Additionally, within 60 days of account opening, the checking account must 1) receive an aggregate total of $1000 in direct deposits; AND 2) complete fifteen (15) posted debit card point of sale or online purchases. (ATM transactions excluded).
The funding amount and any internal account transfers are excluded from the qualifying direct deposit total. The referred member’s reward will be deposited within 60 days after qualification requirements are met.
The referring member will receive a $100 reward to their primary share within seven (7) days of the referred member meeting the opening and funding requirements and will receive an additional $100 reward within 60 days of the referred member meeting the additional qualifying checking account activities.
Applicants may not engage in fraudulent activity to earn a referral bonus including, but not limited to, fraudulent account activity and fraudulent referral activity.
Member referral bonuses are reportable dividends and will be reported on IRS Form 1099-INT. Once an eligible new member is referred by an existing member, no other existing member may refer that same member. This offer cannot be combined with any other offer.
By participating in this member referral program, you acknowledge that the referring member may be made aware that you have opened an account and completed qualifying activity.
Terms and conditions of the member referral program are subject to change at any time and SFCU reserves the right to modify or discontinue this program at any time without prior notice.
All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This accounts don’t have any monthly fee.

Early Account Termination Fee

I wasn’t able to find a fee schedule so unsure if there is any EATF or not.

Our Verdict

Please do not share referrals in the comments below, they can be found and shared in this linked post. Deal seems good especially if you can refer some people seems to be a soft pull so even better ~~but it’s a shame about the hard pull~~. We will add this to our best bank account bonus page.

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