[Expired] [Select Counties, NY] Pathfinder Bank $250 Checking Bonus

Deal has ended, view more bank account bonuses by clicking here.

Update 12/5/23: Extended until December 15, 2023.

Offer at a glance

Maximum bonus amount:
Availability: Offer available to residents of Oswego and Onondaga Counties
Direct deposit required: Optional for $100 bonus, $250 bonus requires $1,000+ deposit
Additional requirements: No
Hard/soft pull: Unknown
ChexSystems: Unknown
Credit card funding: Unknown
Monthly fees: None
Early account termination fee: Unknown
Household limit: None
Expiration date: November 30, 2023

Contents

1 The Offer
2 The Fine Print
3 Avoiding Fees
- 3.1 Monthly Fees
- 3.2 Early Account Termination Fee
4 Our Verdict

The Offer

Direct link to offer

Pathfinder Bank is offering a bonus of up to $250.
- To qualify for the $100 checking bonus do one of the following:
  - Complete at least $300 of eligible direct deposits into that account within 60 calendar days of account opening to receive a $100 bonus; ; OR
  - Maintain a minimum average monthly balance of at least $300 for the 2 consecutive calendar months following the calendar month your new account is opened.
- To qualify for $250 checking bonus:
  - Complete at least $1,000 of eligible direct deposits into that account within 60 calendar days of account opening to receive a $250 bonus

The Fine Print

Offer not available to existing Pathfinder Bank checking customers, those who have had accounts closed within the last 90 calendar days or those with a negative balance owed to Pathfinder Bank. Must meet standard account opening requirements. Offer available to residents of Oswego and Onondaga Counties. Offer refers to any Pathfinder Bank checking account opened October 16, 2023 through November 30, 2023. Account must be opened at the Southwest Corridor Branch location or online with promo code CELEBRATE.
Limit 1 bonus payment per customer, regardless of the number of accounts opened. Account bonuses are not additive nor cumulative. You will earn only one bonus, either the $100 bonus or the $250 bonus.
To qualify for the $100 checking bonus, you must 1) Open any new Pathfinder Bank personal checking account; AND 2a) Complete at least $300 of eligible direct deposits into that account within 60 calendar days of account opening to receive a $100 bonus; ; OR (2b) Maintain a minimum average monthly balance of at least $300 for the 2 consecutive calendar months following the calendar month your new account is opened. For example, if you open your account on November 10th, you must maintain an average monthly balance of $300 or more for December and January.
To qualify for the $250 checking bonus, you must 1) Open any new Pathfinder Bank personal checking account; AND 2) Complete at least $1,000 of eligible direct deposits into that account within 60 calendar days of account opening to receive a $250 bonus;
Eligible direct deposits are limited to electronic direct deposits such as your payroll, pension, and government benefit payments. Other deposits or credits to your account, such as deposits of funds from person-to-person payments services (e.g., Zelle®, Venmo, or PayPal transfers), check or mobile deposits, and other online transfers are not considered an eligible Direct Deposit for bonus eligibility purposes.
Account must be in an open status and in good standing at the time of payout. Once the 60-day qualification period has elapsed, we will determine if you have met the offer requirements, and will deposit any earned bonus into your new checking account within 30 days.
If you do not have direct deposit, but meet the balance requirement listed above we’ll deposit the $100 bonus into your new account within the first 10 days of the month after meeting criteria.
Bonuses are considered interest and will be reported on IRS Form 1099-INT. Minimum opening balance and service fees may vary based on the account you select. Learn more about our schedule of fees and deposit account agreements.
Offer expires November 30, 2023. However, offer may be discontinued or changed at any time prior to the expiration date without notice
All bank account bonuses are treated as income/interest and as such you have to pay taxes on them