Update 9/12/24: Rakuten is now offering $20 and there is a Chase offer for $8 back. Rakuten offer is actually for five years so no good.
Update 5/6/24: TCB is at $12.12 for AARP membership. If you have the Chase Offer for $8 back, this can be an $8 moneymaker since the total cost is $12. Just be sure to cancel before the renewal.
Update 7/18/23: Capital One offers (in the credit card login) is offering some people $26 with an AARP membership signup. Membership cost is $12. You can also get $8 if find and enroll in the Chase Offer. That makes this a potential $22 moneymaker. (ht Jason)
Update 12/19/22: The Capital One Shopping app or Capital One offers (in the credit card login) are offering some people $30 with an AARP membership signup. Membership cost is $12. You can also get $8 if you enroll in the Chase Offer which would make it possible to turn this into a $26 moneymaker. (ht David)
Update 8/29/22: Topcashback is up slightly at $12.60. There’s also a Chase Offer for for $8 back. Should be a $8.60 moneymaker on the $12 cost of first year, just remember to cancel. (ht joremero)
Update 7/21/22: MyPoints is now 2,000 (around $13), Swagbucks is 1,000 ($10). Topcashback is now at $12.
Update 2/3/22: Deal is back on Swagbucks for 1,500. Slightly lower now on MyPoints at 2,000. I’m not sure if the AA or Citi offers are still around. There is a Chase Offer for $8 off.
The Offer
Swagbucks | MyPoints or MyPoints
- Get 1,500 Swagbucks ($15) or 2,500 MyPoints (worth around $15.75) when signing up for AARP.
- Simplymiles offers 1,000 AAdvantage miles with the purchase of a membership (this is a card-linked offer which is valid for any Mastercard linked to the simplymiles website).
- Some people have a Citi Merchant offers to get 20% back on AARP purchase of $12+ which will get you an additional discount.
The Fine Print
- SB will appear as Pending for 32 days.
- SB are determined by Swagbucks, not AARP.
- This offer is only available to new AARP Members. (reader Troy tells us that it worked for him despite having had AARP membership in the past which had since expired)
- Must submit valid name, address, credit card and other subscription information to earn SB.
- SB may be revoked if you cancel within 32 days.
- Offer may only be redeemed once (1) per user.
- If you are not credited within 32 days of offer completion, you have 14 days to contact the Swagbucks Help Center for further investigation. Help Center tickets submitted after the 14 day grace period are not eligible for further investigation and SB.
Our Verdict
AARP costs $16 per year, or $12 per year when you enable auto-renew. Either option is fine for the purposes of earning the Swagbucks/MyPoints, just set yourself a reminder to cancel the auto-renew if you don’t want to get hit with the charge.
Assuming you do auto-renew, you’ll end up with: free AARP membership + $3 moneymaker after Swagbucks + 1,000 AA miles + $2.40 from Citi Offers.
Anyone can get AARP membership, regardless of age, and it can be useful for various discounts and the like. (The Swagbucks/MP page mentions being age 50+, but these offers should track fine regardless of age, I’d assume).
Big thanks to reader Troy for letting us know about the deal and stack.
If you’re new to Swagbucks then please read our review. You can get a bonus of up to $13 by using a referral link.
- William’s Swagbucks referral Link
- Chuck’s Swagbucks referral Link
- Use a readers Swagbucks referral link
- Chuck’s MyPoints referral link
Chuck,
I received an email today from AARP that they are increasing the membership fee to $20 per year. The change doesn’t happen for me until 2027 as I paid 3 years ahead.
Hopefully, the deal that Chase runs once in a while goes up from $8 in CB. Otherwise, this deal will be hard to justify for some.
anyone know if tcb, ibotta, capitaloneshopping work when buying a renewal year? ik rakuten does
The only one that I have tried is RM and it has worked every time for me. RM is still $8 while Rakuten is only $6.
ty!
circling back to share that c1 worked for renewal even though ive used before 🙂 yay
Signed up using Ibotta ($15 cash back) via Chase Ink Cash (AARP $8 cash back offer)
No membership length terms for Ibotta so did the 1 year/$12 subscription. Ibotta started pending immediately after sign up. Assuming the CIC offer will post soon as well. Going to wait until the Ibotta cb posts next week then turn auto renew off on the AARP
TCB has $10.10 cashback for the 1 year AARP term
Rakuten gave me $20 for a one year term, when I claimed missing cashback. Not sure if it’ll stick
AARP hotel rates are insane. The AARP rate is almost always the best deal at Wyndham properties and beats cardholder sale rates in places I’ve stayed.
that’s five year term,
Rakuten terms state $20 is for the five-year term, which costs $63 before the Chase discount, so you’d be -$55. For a one-year term, Rakuten pays $6, which comes out to a $2 money maker.
The Rakuten offer fine print states that the $20 offer is on a 5-year membership.
Rakuten $20 is only on a 5 year membership. Its only $6 cash back for 1 year.