Update 2/8/23: Increased from 3.9 to 4.1% Update 12/20/22: Increased to 3.9% from 3.5% Offer at a glance Interest Rate: 3.9% Availability: Nationwide, pilot only currently Hard/soft pull: Unknown ChexSystems: Unknown Credit card... Read More →
Tag - high yield
M1 Finance To Launch 4.5% High Yield Account
M1 Finance has announced that in early 2023 they will launch the M1 High-Yield Savings Account, it will offer the following: 4.50% for M1 Plus members (0.5% for non plus members) FDIC-insured account (up to $250,000) No minimum deposit... Read More →
U.S. Treasury Bills As High-Yield Bank Account Alternative (T-Bills)
With the recent hikes in interest rates resulting in higher yields on savings accounts, finding the best account to park cash has real value. We typically focus on traditional FDIC-insured high yield savings accounts or CDs, and we’ve... Read More →
[Expired] Andrews FCU 5.00% APY 7-Month CD Available Nationwide
Andrews Federal Credit Union is offering a special 7-month CD rate of 5.00% APY. Max $100,000 Read More →
Marcus Bank .25% APY Rate Bump For Referral Signups (Both New Member & Referrer)
Refer a friend to Marcus Bank and you'll each get a 1% bump on the interest rate for your online savings account, valid for 3 months. Limit five 3-month rate bumps Read More →
[Expired] GTE Financial 4.13% APY CD Rate (12, 24, 36 Months)
GTE Financial is offering now a rate of 4.13% APY on their 12-month, 24-month, and 36-month CDs. GTE is NCUA insured. GTE rates link Reportedly, there is a hard pull for joining the credit union, but not for subsequent account openings... Read More →
[Expired] [Arizona Branches] Sunwest Credit Union 5.12% APY 12-Month CD (Unlimited)
Sunwest Credit Union of Arizona is offering a CD rate of 5.12% for one year. Valid October 3, 2022 - January 31, 2023 at all Sunwest branches Read More →
[Repost] New U.S. Treasury I Bonds 6.49% Rate, FAQ (When To Buy $10,000 I Bonds? 6.48%? 9.62%? And More…)
(Update 11/1/22: The actual I Bonds rate for November 2022 through April 2023 is 6.89%. We discuss this further in this dedicated post. What follows below is our write-up from October 2022 before the rate was officially announced.)... Read More →
Lending Club Business High-Yield Savings Account (3.12% APY)
LendingClub offers an FDIC-insured personal or business high-yield savings account which currently offers an interest rate of 3.12% APY. LendingClub is member FDIC and charges no monthly fees on the account. Rates Link A few weeks ago... Read More →
Ace Flare Prepaid: 6% APY up to $2,000 ($5 Monthly Fee) + $100 Direct Deposit Bonus
Update 10/23/22: $100 direct deposit bonus is back (ht Dominique) Update 8/2/22: Bonus no longer offered; Update 5/6/22: Signup bonus extended through May 31, July 31, 2022 (ht Alex and Ostrich Rider); Update 1/24/22: Deal is back with... Read More →
[Expired] Elements Financial 3.25% APY Savings (Rate Guaranteed For One Year)
Elements Financial credit union is offering their Helium Savings account with a 3.25% APY with no limit Read More →
[Expired] Sun East FCU 4.00% APY 6 Or 9-Month CD (Available Nationwide With $10 Donation)
Sun East federal credit union is offering 4.00% APY on both 6-month and 9-month CDs. Anyone can join Sun East credit union with a $10 donation Read More →
[Update] What’s The Best Simple High-Yield Savings Account?
CFG Bank is my current recommendation for the best simple high-yield savings account. (Disclaimer: I don’t have an account with them and we don’t have any financial relationship with the bank.) I spend a good bit of time... Read More →
Brokerage Money Market & Bond Funds As Savings Account Alternatives
With the recent hikes in interest rates resulting in higher yields on savings accounts, finding the best account to park cash has real dollar value. We typically focus on traditional FDIC-insured high yield savings accounts or CDs, and... Read More →
Flex Index CD From Merchants Bank of Indiana, Payout Based On Federal Interest Rate
There’s an interesting ‘flex index CD’ offering from Merchants Bank of Indiana which has a floating rate which goes up and down based on the rates set by the feds. Flex Index CD from Merchants Bank of Indiana | see the... Read More →