The Offer
A number of readers have reached out over the past months upon seeing the following targeted offer via email or within their Capital One login or app:
- Signup for the Capital One Quicksilver card and get $300 signup bonus with $500 spend.
It also offers 0% APR on purchases through October 2024. (Same offer for balance transfers as well, though that has a 3% balance transfer fee.)
Card Details
- 1.5% cash back on all purchases
- No annual fee
- No foreign transaction fees
Our Verdict
Nice increased bonus – the standard now is $200. There are other Capital One card bonuses that some might prefer over this one, such as the 75,000 Venture bonus.
Thanks to the readers who sent this one in
I got the $300 offer email in January and set it aside. End of February I decided to sign up before making a larger purchase over the $500. Forgot about the e-mail and signed up under the generic $200 offer. Called customer service a few days later and explained the email and gave the Reservation Number and Access code from the e-mail. 2 Days later my $200 bonus was upgraded to the $300 bonus and added to my rewards account. Original bonus posted immediately after purchase settled. One week from signup to additional bonus.
I saw this offer pop up in my app but when I went back later to actually apply I didn’t see it anymore. Anyone else have this issue? Is there another way to find this offer again, maybe by calling them?
Applied 2/13 and approved immediately. 770 credit score and no prior relationship with Cap1. I did sway some of my answers to say I usually don’t pay on time, carry balance since some people mentioned cap1 only approves folks who think they can make money from
QS Cap1 application. Applied with 780 credit score and good income. Denied 🙁 Was hoping to get the $300 SUB
It’s not a scam. I have applied and got accepted within a sec. and got the $300 bonus.
I have capital checking’s and savings accounts also.
Unsolicited QS Cap1 application. Applied. 800+ credit score. Substantial annual income. DENIED in 15 sec.. To many active cards/inquiries. Doesn’t pass sniff test!
Got a preapproval in the Cap1 app when I logged in to my account to see my checking SUB status. Preapproved for Quicksilver $300. Applied and declined for too many active accounts. Only at 2/24 and 0/6.
How many credit cards did you have when applying?
Not a scam. Received the mailer, applied and was accepted immediately.
How many credit cards did you have when applying? How many new accounts were opened within the last two years? And how many new accounts opened in the last 6 months?
I was 4/28 and 0/6 at the time.
Saw the ad inside the Capital One banking web portal. From application to decision – 5 mins, with 15K limit. (about me: 815 CK score, 0 hard inquiries, 80K income, 15+ CC accts, I am a Cap One banking customer)
Doesn’t appear that I can add to Apple Wallet through the app (like I can with WF) without waiting for the physical card to arrive, but through the app you can access a “virtual card” which you can use for online purchases.
Cash back is nothing to write home about, but I can throw a number of expenses on there for about 14 months of 0% interest.
Have you ever had a quicksilver card in the past and closed it?
Should have checked, I go suckered into applying with a targeted invite after singing up for their savings account bonus. Add me to the pile of those who have been denied, has anyone had any luck with their reconsideration line?