[Expired] [Targeted] Apple Card Users Get 5% On Travel & Dining (8/21 – 9/20)

Deal has ended, view more Apple card deals by clicking here.

The Offer

Dining version | Travel version | Dining & Travel version (bear in mind these offers are targeted – For anyone that wants to check, when you go to your Apple Card in the Wallet app, hit the top right button with the three dots, and then Daily Cash)

Apple card sent out various spending offers for Dining and some people got for Travel as well:

• Through September 20th, get 5% total Daily Cash Back every time you use Apple Card on dining purchases, on up to $6,000 in total spend depending on your Apple Card payment type. See offer terms for full details and exclusions.
• Through September 20th, get 5% total Daily Cash back, on up to $20,000 in total travel spend and up to $6,000 in total dining spend depending on your Apple Card payment method. See offer terms for full details and exclusions.
• 1. Earn 5% back on up to $2,000 in total qualifying dining purchases at Panera and Uber Eats when using Apple Pay.
  2. Earn 5% back on up to $2,000 in total qualifying dining purchases when using Apple Pay.
     • or Earn 5% back on up to $12,000 in total qualifying dining purchases when using Apple Pay.
  3. Earn 5% back on up to $2,000 in total qualifying dining purchases with virtual online number or titanium card.
     • or Earn 5% back on up to $12,000 in total qualifying dining purchases with virtual online number or titanium card.

The Fine Print

• Offer is limited to the select Apple Card account holder who directly received this offer. No need to enroll.
• Valid from August 21, 2023, to September 20, 2023.
• Earn a total of 5% Daily Cash back on up to $6,000 in total qualifying dining purchases made with your Apple Card depending on your payment method.
• Qualifying dining purchases include those made with Apple Card at restaurants, cocktail lounges, discotheques, nightclubs, taverns, bars, eligible delivery services, and fast food restaurants.
• The total Daily Cash back that can be earned with this offer is $300, depending on your payment method.
• Dining purchases at Bonus Daily Cash Merchants with Apple Pay: you will earn 5% back on up to $2,000 in total qualifying dining purchases at Panera and Uber Eats when using Apple Pay. 5% Daily Cash is not available at Panera locations outside the U.S. and excludes orders made on third-party apps, plastic gift card purchases made online, and gift cards purchased through the Bulk Gift Card program. The maximum Daily Cash you can earn in this category is $100. The 5% Daily Cash earn rate includes the 3% standard earn rate for purchases made using Apple Pay plus and an additional 2% bonus earn;
• Dining purchases at non-Bonus Daily Cash Merchants with Apple Pay: you will earn 5% back on up to $2,000 in total qualifying dining purchases when using Apple Pay. The maximum Daily Cash you can earn in this category is $100. The 5% Daily Cash earn rate includes the 2% standard earn rate for purchases made using Apple Pay plus an additional 3% bonus earn;
• Dining purchases made with virtual online number or titanium card: you will earn 5% back on up to $2,000 in total qualifying dining purchases with virtual online number or titanium card. The maximum Daily Cash you can earn in this category is $100. The 5% Daily Cash earn rate includes the 1% standard earn rate for purchases made using virtual online number or titanium card plus an additional 4% bonus earn.
• Qualifying purchases can only be made by the Apple Card account holder who directly received this offer. This means any purchases made by Apple Card Family members will not be included towards the Apple Card account holder’s qualifying spend.
• Merchants are assigned a merchant category code (MCC) by the credit card network based on its primary line of business. Web mapping platforms such as Apple Maps and similar services, may label or refer to a merchant as a restaurant or dining related establishment however, for the purposes of this promotion, qualifying dining purchases are determined based on the MCC reported by the merchant. Purchases made with merchants that provide dining related goods or services such as restaurants or bars located within another establishment (e.g., inside a hotel, casino, amusement parks, airport, or event venue), at cafeterias, catering, vending machines, convenience stores, food courts, and food trucks may not qualify for this offer if a merchant does not submit transactions using the anticipated MCC associated with qualifying dining categories.

Our Verdict

These are nice earn rates, just beware of the $2,000/$12,000 limits. The Dining version seems to have been more widely sent out than the Dining + Travel version.