[Targeted] Bank of America Unlimited Cash Rewards 3% Everywhere for First Year (Potential 4.12% Everywhere)

The Offer

Bank of America is sending out some physical mailers with the following offer:

  • Get double cashback for one year on the Unlimited Cash Rewards card – instead of 1.5%, you’ll get 3% cashback everywhere for one year.
  • Also, 0% APR on purchases for 15 months.

Offer valid through 9/29/26.

Our Verdict

Standard offer is a $250 signup bonus. This targeted offer has no upfront cash bonus, but does offer an entire year of 3% cashback everywhere which is great.

What’s more incredible about this offer is that BofA relationship customers should get 4.12% everywhere with this offer. We recently had a similar offer from BofA where they offered an extra .5% for the first year, and relationship members got 3.12%. So I’d assume this will be the same with an extra 1.5% on top of the 2.62% everywhere for a whopping 4.12%.

No idea how widely this was sent out, but hopefully some readers out there got this.

Hat tip to reader Pomf

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