[Expired] [Targeted] Chase Cards: Get 5x Points Through December On Utilities, Insurance, Phone, Internet, Cable

This deal has expired, but there are similar spending bonuses here.

The Offer

No direct link, check email (Subject: <your name>, activate this invitation with one click and earn a total of 5% back on your monthly bills)

• Activate this offer and get a total of 5%/5x points on up to $2,000 in combined purchases made with your card from Nov. 1, 2020, through Dec. 31, 2020, in select categories:
  • Phone
  • Internet
  • Cable
  • Utilities
  • Insurance
  • Others are getting Streaming in place of Insurance

The Fine Print

• To be eligible for this offer, you must activate by 12/31/20, 11:59 p.m. E.T.
• You’ll earn 5% Back for each $1 spent, on up to $2,000 in total spend on combined purchases in the reward categories listed below during the promotional period (4% additional Back on top of the 1% Back earned on each purchase). This equates to 5 points for each $1 spent, until you reach the $2,000 spend limit. After spending $2,000 on combined purchases in the reward categories listed below, you go back to earning 1% Back rewards for every dollar spent, with no maximum.
• For a purchase to qualify for this offer, the merchant must submit charges to your credit card by the last day of the promotional period 12/31/20. All of your eligible purchases during the promotional period will be automatically counted, as long as you have enrolled by 12/31/20.
• Please allow up to 8 weeks after qualifying purchases post to your account for 5% Back to post to your account. To be eligible for this offer, your account must be open and not in default at the time of fulfillment.
• Rewards Categories: Internet, Cable, and Phone Services category merchants provide internet, cable, satellite television, radio, cellular, wireless data, and landline services.
• In addition, if you purchase or pay for your internet, cable and satellite television, phone or related services in a merchant’s store that is not registered by the merchant in the applicable services category, the purchase or payment will not qualify; for example, phone bill payments in a merchant’s store that register to Chase as a telephone equipment store.
• Utility category merchants provide electric, household fuel, water, and sanitation. Please note that purchases of equipment and some merchants that sell utility-related goods and services are not included; for example, electronics or other retail stores and merchants offering maintenance and cleaning services.
• Insurance category merchants provide health, automobile, homeowners, medical, and life insurance.
• This promotional offer is non-transferable and applies only to the account ending in the last 4 digits referenced in this offer. For more information about your rewards program, see your Rewards Program Agreement. For more information about Chase rewards categories, see chase.com/RewardsCategoryFAQs.

Our Verdict

We’ve seen this kind of offer from Chase many times before. Usually the sweet spot for most people is the Insurance and Utilities categories since the others might already be bonused for you on the Ink line of cards.

I’ve seen reports of this offer being sent out for the Sapphire Reserve card and for the Amazon card; most likely other cards as well. Haven’t seen a ton of people reporting this, might be more targeted than we’ve seen on other rounds. It’s possible this could show up at the Chase bonus checker as well (chase.com/mybonus), but most likely it’s only for those who got the targeted email.

Hat tip to reader Evan