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The Offer
No direct link, targeted offer sent out via snail mail
- Chase sent out a targeted offer to some business offering a bonus of 100,000 bonus points after $15,000 in spend on the Chase Ink Preferred business card
Card Details
- Valid until March 2nd, 2020
- $95 annual fee, not waived the first year
- Chase 5/24 rule applies to this card
- No foreign transaction fees
- Points Are Worth 25% More In Travel Rewards (won’t matter if you have CSR which gets 50%)
- Primary rental car insurance
- Read our full review
Our Verdict
Better than the standard bonus of 80,000 points, but this does require an extra $10,000 in spend so some people will prefer the lower offer.
Hat tip to reader Raj
Question for anyone who knows from experience…
I have a CIP, approved Sept ’19, for one of my 2 (legit) businesses. Was applied for with my SSN. Sole proprietorship. Thinking about getting another for my other business, also sole prop, applying with my EIN. Two questions: 1) do they allow this, and 2) would I be eligible for another bonus since this is a different business, or is the 2 year bonus limit per human being?
Surprisingly I got this offer in the mail as well, but I wonder if 24 months since bonus rule will apply. I can’t seem to find the term state that.
I got one of these mailers for one of my businesses. Is the invitation code limited to the business it was sent to? Or can I use it for a different business of mine? Don’t want to get on Chase’s bad side. Note: these are all real businesses. Thanks!
I dunno…unless your business really rakes in the bucks, I don’t see this as that great an offer…the regular CIP public offer is 80,000 points for $5k spend…here, you get a measly 20,000 extra points for spending 3x that! Am I missing something here?
Great time to pay your taxes.
I got one but it would be nice if Chase would stop sending me these mailers. They know they’re not going to approve me because I’m a little over 5/24… why waste the postage?
I just applied and got approved for the 80k ink card about 2 weeks ago. I also received a targeted offer in the mail. Could I PM to match this offer? The 80k was via a referral link though.
You might as well try. Attach a picture of the mailer when you send the Secure Message.
I would be interested in hearing the result. I applied on Saturday. Approved Sunday. 80k + 20k self referral
Why don’t you just do it and be the data point. Sending secure message will take less time than checking back on this post!
I just got the card 3 weeks ago for 80k and i totally forgot to use referral link. Uhh
Hi Chuck,
I was wondering if the offer is targeted why Chase 5/24 rules still applies?
I thought this is a great way to bypass 5/24 rule if this is specifically targeted.
Raj
This is nearly the same as the public offer. If you spent 15k on a regular 80k bonus, you’d receive 95k, and you can’t even earn a referral bonus for this one.
If you’re counting the points from spending in one case, you should count them in the other case too; so this offer would give 100k+15k=115k. But yes, the return on spending the last $10k isn’t great, so it seems more attractive to just do the referral offer and only spend $5k.
Though, there’s a chance that you could use the targeted 100k offer and also ask them to manually apply a referral bonus, but maybe it’s not likely that this would work.
You still get the points from spend on this offer as well.
i got one but does this mailer pass the 5/24 rule?
No
Referring yourself also gives 100k points with less spend, so I don’t see the benefit in this.
It’s against the law to self refer, do I need to remind you of what happened with AMEX? People like you are the worst.
What law prohibits that?
The Law of Self Referral
Murphy’s law
I agree with Anthony’s logic, although it’s easy enough to just cross refer with someone else and not have to skirt the self-referral rules.
I’m actually looking to do this in a month or two if anyone else out there is also looking to get a second CIP, I’d be interested in referring each other.
I dont have a CIP but would like to get one if I can get the 100k offer. Happy to use your referral if it comes with that offer
Yup same here. If anyone has a 100k referral, I’d be glad to use it 🙂
Shoot me an email I got the 100K ref it’s gbakertravel @ gmail.
There is no referral offer for 100k as far as I know. They are all 80k
So, you’d get the 80k offer, but in 2 months I would sign up for a second CIP through a referral from you. That would get you to 100k with only $5k spend.
Anyone interested in doing a referral exchange for the CIP can send me an email at sailmagiccarpet @ gmail. If you’re planning on getting a second CIP it’s a better alternative than the risk of self referring, or if you’re getting your first CIP this gives you a free 20k.
I was about to apply for CIP2 so I’d be happy to swap referral links if you are going to apply for one as well.
Against the law to self refer hahah
Take your rabble rabble over to Facebook or whatever website boomers are ruining these days
against the law?
i am the law.
I was wondering if the offer is targeted why Chase 5/24 rules still applies?
I thought this is a great way to bypass 5/24 rule if this is specifically targeted.
Raj