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Contents
The Offer
- Citi has sent out new Citi Sears targeted spending bonuses:
- $30 statement credit for $500 in online purchases today through 7/14
- 275,000 shop your way points for $1,000 in online purchases today through 7/14
- 0% APR on purchases until 6/1/2024
Our Verdict
Don’t think there are any other Citi Sears that this can stack with currently. These offers are why this card is listed as the #1 store card.
I got the SYW card back in October and I just received a 0% APR email offer until Dec 2024. The offer came in the same day that I paid the first statement of ~$1300 ($1500 spend minus bonus). I wonder if it was triggered since I didn’t spend anything during the next statement period?
Regarding the $60 statement credit for 6 charges of $50+:
I dutifully spent $50 or a little more here and there – now come to find out the $60 statement credit posted after the first 3??? Anyone else? Guess I’ll get a chance to see if that works in July…
I have a bunch of offers going on for the thank you version-
0% until 8/1
4K points with $500 online spend
$60 statement credit with 6X $50 purchases
10X on groceries, gas, restaurants up to 18000 points
15X home improvement up to 16000 points
last months points were impressive.
As always this is a card to have even in the current syw version.
I have no idea what I’m doing wrong with this card. I applied for the SYW card back in Sept of 2022. I dumped all my spending on the card to meet the sub within the 3 months time period. Then I used it as my gas card because 5% gas. To this day, I still have not received a single targeted offer. I signed up for all email notices and advertisement available from the credit card site options. My email is literally spammed daily with Sears and Shop Your Way advertisement email. I hate the spam, but I put up with it in the small chance that there will be a targeted offer email. I even called in to the number on the back of the card and asked if there were some spending offers on my account, because people have reported getting those offers that way. The phone rep says that they don’t see anything.
I’ve seen people post on myFICO about how they applied for the card back in Feb/Mar of 2023 and are already receiving good targeted offers like the 225k SYW points for $750 in online spending. I’m starting to be worried that I might have angered Citi somehow despite the fact that I have a whole Citi setup as my main set of cards. So I got to ask, how are people getting on Citi’s good side with this card?
I have the same problem you have, Put all my credit card spend on it and yet have not seen a single targeted offer. When/if you ever get answer, pet me know.
Still good as a gas card (5%)
Groceries is sorta vaguely competitive (3%, works at Walmart)
SYW missions can be useful. Going to Walmart 3x in a month earns a $3 mission bonus. I still need to test if a $0.01 charge works since I know Walmart terminal lets you do this. Some of the other missions can be better than using a different shopping portal.
I think the DP from myfico you are citing is me. After achieving the SUB I have just been taking the advice from myfico and putting at least one grocery, utilities, restaurants, and online shopping charge on every statement. But overall not using much of the credit limit…which might be what these offers hope to encourage. Good luck!
I did a back to back Walmart self checkout transaction of the same amount and it only counted as one transaction for the mission. 😑
If I remember correctly I stopped using it at all after signup bonus for the offers to start coming
are we still able to apply for this card? I remember awhile back that it was no longer possible, but I can see the application via the sears website. is that not the correct application? Thanks!
you can still apply for it but not for the TY point version . Only SYW point version is available
Be careful with the ‘online’ one. I got an offer for 100000 points for ‘online’ transactions and slapped a large payment on my electricity bill ‘online’. Didn’t work. They were very vague about what ‘online’ was until they got very specific when necessary. I had to fight for my 100000 points.
online basically means shopping. online bill payments will rarely count for any card issuer online bonuses.
Oh man, that’s unfortunate. Online electric and cable bills have worked for me in the past. Xcel Energy (electric), Comcast, and the City (water bill). Most recent one was Feb 2023. However, I have noticed this oddity in the payment description on the Citi/Sears website once it posts.
MERCHANT CATEGORY
Restaurants-UTILITIES-ELECTRIC,GAS,SANITARY,WATER
It says this for the City Water, Xcel Energy (electric), and Comcast online payments. If you missed it, it says the merchant is a utility…AND a Restaurant! Wow, I didn’t know Comcast served food!
So maybe that’s why it has counted for me, because Sears thinks they’re all restaurants. Check your post description to see if it says something similar. If yours doesn’t include “Restaurants”, that might be why it didn’t count.
That’s an error they just refuse to fix… Throws off my financial software that admonishes me for eating out too much.
Anyway, my utilities post with that description too and have always worked for “online”, including the last offer from April/May.
In April I had home improvement 10x typ stacked with 10x online purchase – bought a washer online from Home Depot, so 21x points plus they scratched it bringing it, got $217 refund. So 800 washer yielded about 48% back in points and cash 🙂
Good one. I did this a few years ago with a treadmill.
You scratched it? 😛
Can we stack the online and home improvement offers to buy something online at home Depot or Lowes? TIA
Yes-it works out to 21 points up to the lower of the Home Improvement or online spend offers. It has worked successfully for me at Menards two consecutive months.
I bought a gift card from Menard’s and it counted as both online and home improvement. This should also work at Fleet Farm. But not Lowe’s or Home Depot, they sell their gift cards through a third party website and won’t count as home improvement. For those, you’ll have to order a lawn mower or something.
I had 4 offers running simultaneously on this card….. 0% APR from 12/1/22 to 8/1/23, 5% back at home improvement stores ($80 max), 10% back on grocery/gas/dining ($90 max) and $50 statement credit for $750 spent online. I got this card very much not on purpose back in 2016 =D The gift that keeps on giving indeed!
Can you see this card on Citi’s app and and website under your accounts when approved? Or just on the SYW app? Thanks in advance.
Mine is only on the SYW website, does not appear on my Citi profile.
Thank you Francis Joseph Biden!
Hillirious doc community!!!!
Typically they send an email to me. Are some not getting that?
In the instance of the 0% apr offer I got a physical mailer initially. I then got an email for the same offer. It required typing a code into a field. The online spending offer came via email only (so far) and just had an activate button.
No, it’s a Citi/retail card. It has its own web site and it does *not* have an app.