Contents
The Offer
Check your email for the following offer on the Citi Sears card with Shop Your Way Rewards:
- Spend $450 or more each month through 10/31/2024 on total eligible utilities purchases on your Shop Your Way Mastercard and earn 5% back in statement credits each month during this offer.
Hurry, offer ends 10/31/2024! - Only purchases made after activation qualify. Activate by 10/31/24.
- Max earn is $50 each month; $150 over the course of the offer.
Our Verdict
Nice savings for Utilities which are typically an non-bonused category. This can potentially stack with other spend offers you have on the SYW card.
Hat tip to reader Gary A
Does anyone know if astound or Verizon count towards utilities? Otherwise I just have gas/electric and garbage? Anything else?
Verizon has counted as utilities for this offer in the past (2022). I’ve since switched carriers and need to know if AT&T does now? Someone below mentioned T-Mobile but reads like just a guess instead of a DP.
Does anyone have any issues activating the promotion from the email? I tried the link and it doesn’t work. I called in and the customer rep told me I need a code to activate the promotion, but I never received any code.
10% up to $500 – same as last year for me.
I got this email, all about utilities, and in the fine print it says: “You have the opportunity to receive 5% back in statement credits on eligible home improvement purchases which total $450 or more each month (up to a maximum total of $50 in statement credit each month for this offer).”
So utilities + home improvement?
Think this is just a typo from copy pasting everywhere else on the offer only says utilities
Anyone with the Thank You verison of this card get an offer lately? After getting a constant stream of offers for a couple years, haven’t seen a single one in about a year.
Yes, regularly, I have 2 active now for the entire year, and usually have 2-3 active each month on top of that.
Yes. I’ve still been getting offers.
Dang, I wonder why I dropped to nothing? Did they get tired of me maxing it out month after month?
have the TYP version of Sears MC, and rec’d the Utilities offer. Also have the online offer and usual G/G/R. I think I had the home furnishings one too. The latter is hard to use though.
Does anybody know if T-Mobile counts as utilities? My water bill doesn’t for USBank Cash+, so without the cellphone/internet bill, I can’t make it to the $450.
Likely no. Same here. I will need to prepay a lot of my gas bill
According to DPs, some people received this same utilities offer but with 20% back instead of 5%
That I would have used. Already have mine auto paid to my 5% Elan card. For an extra 15% I would have intercepted. 😄
I rec’d “spend 400.00 monthly on utilities, inc, cable services, and get 5% back for 3 months Aug/Sept/Oct”. BUT it says maximum monthly credit is 40.00, up to a payment of 400.00 monthly. Seems if you pay 400.00 monthly, I will get 10% back. They did the same thing last year and I got 10% even if the offer says 5%. Correct me but a credit o f$40.00 back monthly on a 400.00 maximum payment is. 10%. My cash Plus gives 5%.
According to the terms, if you spent $400 each month, you should get $20 per month back, not the maximum possible of $40. The Shop Your Way card does also earn the normal 1% back though, so it becomes a total of 6%.
you might be correct, but it’s better than the 5% cash+ because the cash+ makes you accumulate 25.00 in rewards before you can redeem.
If you turn on Real Time Rewards, you can start redeeming at $10.
I didn’t know that Thanks!
$400 is the minimum, and $40 cashback is the maximum (so $800 spend).
got $40 back on $400 as offer
Hopefully there’s also an online offer that comes around mid month too!