[TX, In Branch] Gulf Coast Federal Credit Union $150 Checking Bonus

Offer at a glance

• Maximum bonus amount: $150
• Availability: TX, in branch only. [Branch locations]
• Direct deposit required: Yes, $250+
• Additional requirements: Make a debit card transaction
• Hard/soft pull: Hard pull
• ChexSystems: Unknown
• Credit card funding: Unknown
• Monthly fees: None
• Early account termination fee: None
• Household limit: None listed
• Expiration date: None listed

The Offer

Direct link to offer

• Gulf Coast Federal Credit Union is offering a bonus of $150 when you complete the following requirements:
  • Open your first consumer share draft checking account with a $25 minimum opening balance
  • Establish a qualifying direct deposit of $250 or more within 60 days of account opening
  • Activate and make a signature or PIn purchase with debit card within 60 days of account opening

The Fine Print

• Qualfiying direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as social security0 from your employer or the government
• The bonus will be credit within 60 days after the requirements have beeb met
• Not available to existing customers or those who have closed their accounts within the last 12 months
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Basic share draft account has no monthly fee to worry about

Early Account Termination Fee

I wasn’t able to find any mention of any early account termination fee in the fee schedule.

Our Verdict

Obviously need to know if this is a soft or hard pull to determine whether it’s worth signing up for or not. Even if it’s a soft pull the fact it’s in branch only and only a bonus of $150 means it’s definitely on the lower side. Confirmed hard pull so not worth it.If anybody goes for this bonus, please share your experiences in the comments below. For now I won’t be adding this to our list of the best checking account bonuses. .

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