[Expired] [TX, MO, OK] Regent Bank $200 Referral Bonus ($100 For Referrer)

Looks like mass shut down is occurring so marking as expired.

Offer at a glance

Maximum bonus amount: $200
Availability: Branches are in Texas, Missouri, and Oklahoma
Direct deposit required: Yes, two direct deposits of $500+ each
Additional requirements: Keep account open for 60 days
Hard/soft pull:Soft pull
ChexSystems: Yes
Credit card funding: None
Monthly fees: None
Early account termination fee: Unknown
Household limit: None listed
Expiration date: None listed

Contents

1 The Offer
2 The Fine Print
3 Avoiding Fees
- 3.1 Monthly Fees
- 3.2 Early Account Termination Fee
4 Our Verdict

The Offer

Direct link to offer, please do not share referrals in the comments below. You can use this linked post.

Regent Bank is offering a referral bonus. Person referring receives a $100 referral bonus and the person being referred receives $200 when they complete the following requirements:
- Complete two (2) direct deposits with a minimum of $500 each, AND
- Keeps the account open for 60 days

The Fine Print

The person making the referral (“Referrer”) will earn a $100 Mastercard® Reward Card for each individual referred (“Referred Person”) to Regent Bank who registers for the offer, opens a new Regent Bank personal checking account, and completes the offer requirements within the time specified below.
To make a referral, the Referrer must register for the program and share the offer with friends, family, or coworkers. A Referrer may earn unlimited rewards in the form of Mastercard Reward Cards within a calendar year. Only one Referrer may receive a Mastercard Reward Card for each Referred Person who fulfills the offer requirements.
To earn a $200 Mastercard Reward Card, the Referred Person must register by following the link provided in the referral email or on social media, open a new Regent Bank personal checking account, and complete the following requirements within 60 days of account opening:
- Complete two direct deposits of at least $500 each; AND
- Keep the account open for 60 days.
The Referrer authorizes the sending of communications to each Referred Person. An email may not be delivered if the Referred Person has opted out of marketing communications from Regent Bank or ReferLive. Each person who registers through ReferLive authorizes future communications, including emails regarding the program, unless the person opts out by making an election through ReferLive or within an applicable email. The Referred Person acknowledges that a $100 Mastercard Reward Card will be issued to the Referrer after all conditions have been met within the required time frames.
Regent Bank employees are ineligible to participate in this offer. The offer is effective as of 07/06/2026 and may end at any time.
Please allow 4-6 weeks after completion of all requirements for delivery of the Mastercard Reward Card. Mastercard Reward Cards are subject to the terms and conditions delivered with the card. Reward Cards may be reported as income to the IRS.
All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Simple checking has no monthly fees to worry about.

Early Account Termination Fee

I wasn’t able to find a fee schedule so unsure if there is any EATF.

Our Verdict

Don’t think we have ever seen a personal bonus, but there was a business bonus for $2,000. This personal bonus seems worth doing especially if you can refer a few people. We will add it to our best bank account bonuses once we know more. Please do not share referrals in the comments below. You can use this linked post.

Hat tip to reader snailrock

Useful posts regarding bank bonuses: