Deal has ended, view more bank account bonuses by clicking here.
Extended to 4/30/2024
Extended through March 31, 2024
Extended through February 29, 2024
Offer at a glance
- Maximum bonus amount:Â $250
- Availability: Texas Residents: Join the Texas Consumer Council (TXCC) at no cost to become a UHCU member
- Direct deposit required:Â Yes, two direct deposits of $500+
- Additional requirements:Â None
- Hard/soft pull: Soft pull
- ChexSystems: Unknown
- Credit card funding:Â
Up to $5,000None - Monthly fees:Â None
- Early account termination fee:Â $10, 90 days
- Household limit:Â None
- Expiration date: January 31, 2024
Contents
The Offer
- United Heritage Credit Union is offering a $250 checking bonus when you open a new checking account and complete the following requirements within the first 90 days:
- make 20 debit card purchases (excluding ATMs)
- set up two direct deposits of $500+
- opt in to e-Statements
The Fine Print
- $250 bonus may be taxable interest. Bonus is paid 30 days after the 90-day promotional period.
- Must use debit card 20 times over 90-day promotional period, ATM transactions excluded. Must opt-in to e-Statements and set up direct deposit with a minimum of two $500 direct deposits conducted during 90-day promotional period.
- Offer valid for online account openings only.
- Business accounts not eligible.
- Offer not valid for existing UHCU members.
- Membership required. Federally Insured by NCUA.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
Freedom checking has no monthly fees to worry about.
Early Account Termination Fee
$10 fee if closed within 90 days.
Our Verdict
We will add this to our list of the best bank account bonuses. Shame that credit card funding is no longer possible.
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- Introduction To ChexSystems
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- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
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- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
Thank you for contacting United Heritage.
United Heritage requires a signature to close an account. The account can be closed in person or with a written request that includes a signature. On a written request, please include your account number, your current mailing address, and a photocopy of your current identification. For security and auditing purposes, please be sure to include your request and your signature as one document. This request can be mailed, emailed, or faxed. Any remaining funds will be mailed to the address on file.
Mail: P.O. Box 202020, Austin, Texas 78720
Fax: (512) 435-4048
Email: [email protected]
If you have any questions, please contact 512-435-4545 or 800-531-2328 and press 0 for a representative.
Sincerely,
United Heritage Credit Union
Got bonus.
Open on 2024-03-27
Finish requirement on 2024-04-29
Bonus on 2024-07-01
Tried to close but I need to mail/fax/email in a request with scan ID, accounts #, address, and signature. Their email link was just a [email protected] etc, so i asked if I could use the secure message that they got and was able to submit it that way.
A few hours later i got back onmly to be told it has to be a wet signature (aka, handwritten). Quite a hassle. Had to print it my .docx, sign it, and scan it back as a PDF and reupload again.
2/28/2024: Account opened with $5,000 CC funding using Fidelity Visa. Funding coded as purchase.
3/10-3/21/2024: 20 x $0.25 ChargePoint charging sessions
4/29/2024: Employer DD
5/14/2024: Employer DD
5/31/2024 $250 bonus posts as “Deposit CHECKING BONUS”.
William Charles Expired, link goes to a page that says the bonus has ended.
4/29: Funded $25 to savings and $4k to checking with Citi AA biz. Citi flagged the $4k for fraud and declined it. Called in a couple days later and a CSR was able to fund the checking over the phone. I used the same card but did not have to.
I just went on to the site and it says that the bonus expired.
1/18 – Account Open
3/26 – 502 Wise Transfer (Payroll written in reference)
4/2 – 502 Wise Transfer (DIRECT DEP written in reference)
4/7 to 4/12 – Did 20+ Amazon reloads
4/16 – 502 Wise Transfer (DIRECT DEP written in reference) – Unnecessary, but just being cautious.
4/30 – 250 Bonus posted
1/19 – account opened
3/20 – requirements met (real DDs $501 each + 20 Amazon reloads)
4/30 – bonus posted
01/09-account opened.
02/15-wise payment $505
03/15-wise payment $505
End of March-11 Amazon reloads
04/30-$250 bonus payment
1/20: Account Opened. Funded $3,500 w/ CIU
2/15: $500+ Chase Biz ACH
3/15: $500+ Chase Biz ACH
4/30: $250 Checking Bonus