Subscribe
Notify of
guest

2.9K Comments
newest
oldest most voted

fdic
fdic (@guest_1993078)
January 28, 2025 16:43

Hi Gadget 🕵️‍♂️ Bank Bonus Geek 🔗 I am trying to do some real DD and some ACH
Is it ok to pull out the money the day it hits the account, or should I let it sit there for at least a day? Thanks

Gadget 🕵️‍♂️ Bank Bonus Geek 🔗
January 28, 2025 16:45

I’d let it rest a day or two, but you do you. fdic

fdic
fdic (@guest_1993081)
January 28, 2025 16:46

thanks

Laura
Laura (@guest_1993019)
January 28, 2025 14:56

Starting to lose hope for this one!
Opened on 12/2/24
12/6/24 pushed $4,000 from Discover savings acct
12/10/24 pushed $4,010 from Discover again

Still no bonus

Celia
Celia (@guest_1993033)
January 28, 2025 15:27

Odd. I have exact dates, different dollar amounts, from Discover savings, adjusted interest posted on 12/12.

Could try pulling it out and trying again.

Cindy
Cindy (@guest_1993012)
January 28, 2025 14:43

I did a Discover push ACH, but it is labeled as “Electronic Deposit“, rather than DD.

Gadget 🕵️‍♂️ Bank Bonus Geek 🔗
January 28, 2025 15:26

That’s normal. It will work as a Direct Deposit. Cindy

Cindy
Cindy (@guest_1993035)
January 28, 2025 15:29

Thank you~

Anthony
Anthony (@guest_1993004)
January 28, 2025 14:34

Should I do an external account transfer through the USB portal, or go to the external bank and send a transfer through that portal? I just want to make sure it’ll code as a DD.

Gadget 🕵️‍♂️ Bank Bonus Geek 🔗
January 28, 2025 17:05

The latter when doing a “direct deposit”. Anthony

Johnny
Johnny (@guest_1993000)
January 28, 2025 14:18

I went into the branch on 1/22 to open the account since I couldn’t open online (couldn’t be verified). There was a huge sign in the branch about the $450 bonus. I pointed out the sign and provided the rep with the 2025JAN code that was posted online. The rep acknowledged the promotion and I saw them search their system and they said they applied the bonus to my account. No tracker ever appeared on my account.

I followed with CS and they confirmed the promotion was on my account and gave me seven digit alpha numeric code that they said was confirmation that it was applied. I have been pushing money into the account to get the money moved into savings to get the tier and my work DD starts next week.

Is not having a tracker normal? I worry that something may not have been applied correctly. My bank pushes should have already met the criteria as of last week, but so far no bonus and no tracker.

Any guidance would be appreciated. This account was so frustrating to get opened and i would be disappointed if I don’t get the bonus either now or when my work DD’s hit.

Anthony
Anthony (@guest_1992965)
January 28, 2025 13:08

Question in regards to the “pull”/”push” term.

Just opened the USB account. Would I do the transfer from an external bank account on the USB dashboard… or should I go to the external bank account’s dashboard and input my Account/Routing # of USB and send a transfer? Just want to make sure it triggers as a DD.

DS835
DS835 (@guest_1992871)
January 28, 2025 10:28

Two $4k Navy Fed pushes worked to count towards the DD requirement.

$4k NFCU push 1/14
$4k NFCU push 1/20
$450 bonus posted 1/28

Jerry
Jerry (@guest_1992809)
January 28, 2025 07:09

How long is everyone keeping the account open after receiving the bonus? Looks like there are no early termination fees.

Ryan
Ryan (@guest_1992697)
January 27, 2025 22:26

I was just approved for the checking account and funded $250 using my Citi card at the end of the application process. But now that I’m on the account screen, I see a message that says “Add money in the next 29 days, or this account will close.” The “available balance” on my account shows as $250, but the $250 funding transaction is listed as “pending.” On my Citi card, my available credit limit has decreased by $250, but I don’t see any pending charges on the card.

So, did I successfully fund the $250 with my Citi card or not? How long will it take before the charge posts to my card and is fully funded in the checking account?

Anthony
Anthony (@guest_1992963)
January 28, 2025 13:07

I typically wait a few business days as that first opening deposit has historically never “entered” the account until a few days later.

billybobby
billybobby (@guest_1992577)
January 27, 2025 19:09

question for people like me who don’t have $8k laying around that I could quickly send to a new bank account.

Could I just send like $2k to the U.S. Bank account, send it back to my hub bank, send it to U.S. Bank again, etc etc etc until I’ve reached $8k in total ACH? Essentially couldn’t I just cycle the same $2k back and forth until I reach the threshold? I’ve been searching and have only found DP’s of people who send the full $8k before taking money back out. But at the same time I can’t find any language in the terms and conditions of the offer that would suggest this wouldn’t work.

I ask because I was planning on doing the base tier $250 offer because that’s all I could get during the promotional period. I have just around $2k to work with at the time while my other money is tied up in other accounts which require the money to stay for a few months. I have real DD as well, but not enough to hit the full $8k bonus.

Also, are there any other considerations I should keep in mind before attempting this? Am I likely to encounter issues transferring my money back out of U.S. Bank (or any strategies to get around them?). Is this likely to trigger any alerts on my account and lock me out or put my transfers on hold for investigation?

Thank you for all the help.

mothman69
mothman69 (@guest_1992626)
January 27, 2025 20:08

Yes that will work. Just make sure you’re pushing from a bank account that has worked for others in the past such as Ally, Chase, Capital One, Discover, Fidelity, etc.

SG
SG (@guest_1992805)
January 28, 2025 07:05

I don’t see why that wouldn’t work. Although, if it were me, I would probably maybe add another institution in between so it is less obvious what I am doing. I doubt they look too closely into it but I like to be cautious.

DS835
DS835 (@guest_1992873)
January 28, 2025 10:32

Yes