Update 8/13/24: back down to $200 now
Update 8/2/24: Bonus increased to $250 with the same $1,000 spend requirement.
The Offer
- U.S. Bank is currently offering a sign up bonus of $200 when you spend $1,000 or more within the first 90 days of account opening on the Cash+ card.
Card Details
- No annual fee
- You can choose two categories to earn 5% in (limit $2,000 in spend per quarter), one category to earn 2% in one and 1% on all other purchases
Our Verdict
Previously the best offer was $200, but required $500 in spend. This requires a little more spend but that shouldn’t be a huge issue due to the 5% categories. Unfortunately getting approved for U.S. bank cards can be difficult so you might want to apply for the  the U.S. Bank Altitude Reserve card instead.
Hat tip to US Credit Card Guide
Get this card and then product change/convert to their new Smartly card!
08/28 Received $250 offer in the mail and applied
09/13 Linked card (having selected utilities as one of the 5% categories) to PayPal and paid $2000 of estimated tax via ACI
09/16 Pending rewards:
I take it there is no tracker for the bonus or any confirmation that it SUB is tied to your account?
Update: There is. After a couple of days of my account having some technical issue, and then finally clearing up, there was a tracker for the bonus.
Can spouses apply for the same card as you and still receive bonus?
Currently showing $200 after $1000 spend in 90 days. Offer gone??
Any updates on this
Chuck ?
I’ll update as Expired
Thanks. I applied 2 days back. But during application it was showing me $200 instead of $250. Are there any chances of getting 250 if I contact US bank?
If you applied and it was showing $200, you’ll get $200. Always check the application page.
When I click on the link, it only shows $200. Do I miss anything?
July 13 = Applied, went pending (put down self-employed despite people saying not to)
July 25 = Received letter requesting me to verify information and income (copies of DL, SSN, 1040’s). I also sent in bank statements & a letter
Aug 7 = Approved with $9,000 CL
Woohoo!
Nice turnaround for me as well.
August 2 — Applied. Got 7 to 10 days letter
August 10 — received the letter
August 12 — Called in and verified some info over the phone.
Approved!
Woohoo! Thank you Doc!
If I already have the US Bank Altitude Go card, will they let me get another card with them? Do they limit you at 2? Can I also do the Shopper Cash Rewards card? Just curious of people’s experiences with multiple US Bank cards. I ran into an issue with Capital One before with going over 2 cards so don’t want to make the same mistake here.
Been with US bank less than a month. Opened a CD to be eligible for the recent checking bonus a few weeks ago. Applied for this CC today in GA, approved with 17K limit w/ a 815CS. Looks like they only pulled TU. Nothing else frozen. Unsure about chex and whatever else but I do churn a good amount.
I did get the 7-10 day language and called recon whom stated they needed to “verify” me. An hr later I got an approved email.
I got this card a year ago, can I get the second one?
Yes but without the sub, might be better off getting a card you havent had by them and PCing after a year
I got a second card and the sign up bonus.
Did you apply recently and get approved? How much time in between each card and sub?