U.S. Bank Launches U.S. Bank Shield Card

U.S. Bank has launched the U.S. Bank Shield Visa card. Card offers the following:

  • $0 annual fee
  • 0% APR on purchases and balance transfers for 24 billing cycles (5% balance transfer fee)
  • Earn a $20 annual statement credit for 11 consecutive months of purchases
  • 4% cash back On prepaid air, hotel and car reservations booked directly in the Rewards Center when you use your card

Balance transfer fee kills the usefulness of this for a lot of people as other purchases don’t earn rewards, but I guess it could still be useful for purchases if the credit limit is high enough.

 

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PoorChurner
PoorChurner (@guest_2025104)
March 18, 2025 01:23

Well it’s no ANA card

klsd
klsd (@guest_2025102)
March 18, 2025 01:21

For all the federal workers dumped by DOGE. 2 yrs of no interest purchases as they look for new jobs.

David
David (@guest_2025093)
March 18, 2025 01:07

One stupid feature I haven’t seen discussed is every 12 months you get a single 3 month, no fee ExtendPay. Way to get a free loan every 12 months for a tiny bit extra interest.

John
John (@guest_2025072)
March 18, 2025 00:39

What we have here is a worse version of BofA BBR. A 4x worse version assuming you are also taking the small balance waivers. Shittychurning.

Sam
Sam (@guest_2025070)
March 18, 2025 00:39

Who keeps coming up with these cards at USBank the intern?

AS
AS (@guest_2025000)
March 17, 2025 22:47

I will call a card (with the earning structure setting at 4% on limited travels) “Shield” only if this card comes with a wide range of travel related insurances, the annual fee should be in hundreds otherwise it will be another money-loser which either stop accepting new applicants within few months or get nerfed, or both.

Bank Bonus Bodhisattva
Bank Bonus Bodhisattva (@guest_2024991)
March 17, 2025 22:41

would this card work for getting the checking fee waived?

Sam
Sam (@guest_2024986)
March 17, 2025 22:33

What in the name, is it sponsored by Marvel?

Daniel S
Daniel S (@guest_2025061)
March 18, 2025 00:32

Right ? SHIELD and Hydra instantly came to mind. We love Marvel though!

TRJ
TRJ (@guest_2024959)
March 17, 2025 21:39

Just thinking it thru for ANY possble advantage, how about the 24 month zero interest? Yeah, the 5% is high but that averages about 2 1/2 percent per year. Or, just charge a bunch and enjoy a zero interest loan?

Jjohn8219
Jjohn8219 (@guest_2024942)
March 17, 2025 21:24

Make sure to check their pre-approval first, they soft pull TU.