Unfair Change To Chase United Card For Existing Cardholders Aiming For $25,000 Spend

In case you missed our earlier post, Chase is making some changes to the personal Chase United MileagePlus Explorer card. These changes go into effect on June 1st. One of the changes is the removal of 10,000 bonus miles if you spend $25,000 or more within a calendar year. I had assumed that this particular benefit would be phased out at the end of the year considering cardholders had already made spending decisions based on this benefit being offered.

Unfortunately this is incorrect and you need to have had $25,000+ or more post to your account between January 1st through May 31st, 2018 to receive the 10,000 bonus miles. If $10,000 – $24,999 in purchases posts to your account between January 1st through May 31st, 2018 then you’ll receive 4,000 miles. Personally I see this as a bait and switch as cardholders will have put spend on the card assuming they would be able to hit the $25,000 spend requirement and receive 10,000 miles. If you spend exactly $10,000 before May 1st then you get an extra 0.4 miles per $1 (same ratio as $25,000 spend for 10,000 miles).

When the Chase Fairmont card was discontinued cardholders were able to receive a free night certificate by spending $12,000, for those that didn’t have the full 12 months to reach the spend requirement they were only required to spend $6,000. The reason some cardholders decide to spend $25,000 on the Chase United card is because it waives the premier qualifying dollar requirement for elite status with United.

Card issuers should be allowed to change benefits at their own discretion. That being said I don’t believe it’s fair to change the reward for meeting a spending requirement mid year, as previously stated cardholders will have made purchasing decisions based on that benefit being in place. If this change will negatively affect you, I’d recommend making a formal complaint with Chase to voice your displeasure.

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NinjaX
NinjaX (@guest_588206)
April 30, 2018 18:14

this is total bullshit.

altho i can never get this card due to 5/24 but if i had it, i would create massive visibility on this to get chase to change their mind. u cant just do that crap midyear when pple got the card or paid the AF. a social media campaign against chase would be key here for all those that care about this change. do the terms really allow them to change the TC suddenly when people paid the AF or just applied w/ certain expectations? not sure. but i know if people made this into a “black lives matter” campaign, chase would backtrack ASAP.

Ablor
Ablor (@guest_588430)
May 1, 2018 02:08

CLM? Churner’s lives matter?
Bad move here by Chase.
No dog in this fight.

P
P (@guest_588151)
April 30, 2018 15:22

Chase already did this for the IHG card (those who signed up expecting an unrestricted free anniversary night certificate), so it’s no surprise they’ll do similar changes to other cards without ample notice.

And if they do decide to nerf UR pooling later, I’m sure it will be the same.

It is unfair, this much is true.

P
P (@guest_588326)
April 30, 2018 21:27

Ah. Good point about the annual fee.

Rod
Rod (@guest_588103)
April 30, 2018 13:37

You just made a separate post shilling for this same card, and in that post you claim there’s a 10,000 mile bonus for spending $25K in a calendar year.

WTF? It can’t be both.

Are you actually posting things here or is there a bot/assistant posting under your name?

Michael
Michael (@guest_588126)
April 30, 2018 14:26

Take a look at the “Our Verdict” portion of the article which begins “So let me start off this by saying this is a really bad deal”. I wouldn’t characterize that post (or any of the other posts here) as “shilling” a card.

NinjaX
NinjaX (@guest_588205)
April 30, 2018 18:08

doc. just admit that youre a scammer. nobody should trust you or this blog. ur a jerk. how dare you create this blog on the public internet. this stupid crap belongs on the dark web. u should be ashamed of yourself. hope you have restless sleep tonight and that these words on the internet hurts you really bad.

John
John (@guest_588078)
April 30, 2018 12:37

I’ve kept the card for the 10K bonus at $25K spending and the extra flight availability on some Saver Awards – “Exclusively available to you as a MileagePlus Chase Cardmember.” Will the flight availability perk be retained?

Max
Max (@guest_588037)
April 30, 2018 11:29

People should almost never do these spend bonuses. Spending 25K and getting a bonus 10K miles means you got 35K total for spending 25K. That makes your earnings 1.4 United mile per $. You’d be better off using the CFU for 1.5 UR per $ spent. Or even a flat 2c back card. I’d say 1.4 UR is probably worth about 2c.

L2thedub
L2thedub (@guest_588044)
April 30, 2018 11:38

I’d hope that most people complete the 25k spend requirement for the PQD waiver than the actual miles.

Lei
Lei (@guest_588059)
April 30, 2018 12:00

you forgot PQD waiver.

carl wilson
carl wilson (@guest_588003)
April 30, 2018 10:37

Makes new AA Platinum bonus after 25K seem move valuable now.

BT
BT (@guest_587992)
April 30, 2018 10:16

While 4k is better than nothing, it’s still a dick move to change something like this midyear. Should probably dump this and pickup a biz MPX.

jfk
jfk (@guest_587988)
April 30, 2018 10:07

how best to make a formal complaint?

guy bucktastik
guy bucktastik (@guest_588110)
April 30, 2018 13:49

Throw your food on the floor and poop your pants.

Sexy_kitten7
Sexy_kitten7 (@guest_588353)
April 30, 2018 22:04

I would also CC United’s CEO. They should hear about this. This change honestly makes me reconsider earning status. What a stupid move. Thankfully the biz card is not affected (yet).